Australian fintech investment: Climbing toward $1billion

After a drop in 2017 investment levels, 2018 is Australia’s second-highest year on record. Investment activity was broad, across a number of sub-sectors, such as payments, lending, regtech and open banking. The largest transaction for the year was the US$245 million acquisition of Avoka, a transaction management platform by Temanos.

Australia’s open banking regime gaining interest globally

Blockchain expert and financial consultant, Matthew Najar, confirmed the findings, stipulating that Australia gained a significant amount of interest from investors in 2018 with respect to its open banking and open data regime. “Due to the country (Australia) developing its open banking policies as an umbrella regime, focused on customer data as a right, this leads to the increase in investor interest”, Najar stipulates.

“In the VC space, Australia-based Data Republic raised US$22 million in Series B funding in Q4’18 led by Singapore-based Innov8 and Singapore Airlines. Futhermore, we have seen ANZ recently announce participating in a Series A funding round from UK open banking platform, Bud”, Najar confirms.

In tandem with the development of its open banking regime, Australia has also seen increasing interest from fintech investors in areas that enable open banking, including solutions focused on data sharing, consent management and digital identity verification.

Ian Pollari, KPMG Australia Head of Banking and Global Co-lead for Fintech, said:

“Investment in Australian fintech ramped up to record levels in 2018, both in terms of venture capital, but also in terms of Private Equity and M&A activity. We have rapidly built a thriving fintech eco-system and investment plays a critical role. Open Banking is another catalyst for further fintech investment, in particular investment in overseas fintech companies which we are already starting to see.” 

China still strongly taking the lead in Asia

Asian fintech funding reached a new high of US$22.7 billion in 2018 across 372 deals, representing a fifth of the total global funding of US$111.8 billion, More than half of the Asian investment, however, came from one global-record shattering megadeal in H1’18: an US$14 billion Series C round by Ant Financial. Outside of the Ant Financial deal, Asia only saw only one additional deal over US$1 billion: a USD$1.3 billion raise by online lending platform Lu.com in December.

China accounted for the lion’s share of Asia fintech investment, with $18.2 billion in funding during 2018 across 83 deals, led by Ant Financial’s US$14 billion raise in Q2. In part, this likely was a result of the maturation of key fintech subsectors in China.

For example, investors were less focused on the payments space as China has seen the rapid maturation of several dominant market leaders, leaving little interest for smaller players.

Asia seeing wider rise in activity

There was also an upswell of activity in other Asian jurisdictions in the region over the course of 2018. Among the top ten deals during the year, three were based in India (Paytm: US$356 million; PolicyBazaar: US$200 million; CentrumDirect: US$175 million), one in Australia (Avoka: US$245 million); and one in the Philippines (Voyager Innovations: US$215 million).

Investment and deal volume in Singapore grew for the fourth straight year, accounting for US$347 million across 61 deals. Australia saw US$572 million across 28 deals.

2018 key global highlights

• Globally and in Asia, mega deals drove a record US$111.8 billion global fintech investment in 2018, led by three US$10 billion+ deals, as well as an additional 14 US$1 billion + M&A deals. All told, 2018 was a year of multiple record highs across fintech investment, including VC, corporate VC, M&A and PE.
• Fintech investment in the Americas rose from US$29 billion in 2017 to US$54.5 billion in 2018. Deals volume also increased from 1,039 deals to 1,245. The US accounted for the bulk of this funding – US$52.5 billion across 1,061 deals.
• European fintech investment for 2018 increased sharply to US$34.2 billion from US$12.2 billion in 2017, thanks to massive M&A and buyout deals, including WorldPay (US$12.8 billion), Nets (US$5.5 billion), iZettle (US$2.2 billion), Fidessa Group (US$2.1 billion), and IRIS Software Group (US$1.75 billion).
• The total Asia Pacific fintech investment for 2018 of US$22.7 billion, up from US$12.5 billion in 2017, was dominated by Ant Financial’s record-setting US$14 billion deal in Q2’18, as fintech investment in the region slowed significantly in the second half of the year.
• Cross-border M&A rose significantly in 2018, with approximately US$53.5 billion invested across borders in 155 deals, up from US$18.9 billion in 153 cross-border deals in 2017. The US drew US$28 billion in cross-border M&A, while Europe attracted US$21.6 billion.
• Investment flowed at a significant pace into key subsectors and technologies – regtech investment surged to US$3.7 billion in 2018 from US$1.2 billion in 2017, while investment in blockchain remained strong at US$4.5 billion in 2018, just off the US$4.8 billion in 2017.

Trends to watch for in 2019

Looking forward, collaboration between fintechs and banks in Australia and Asia is expected to continue to grow, particularly in areas like KYC, AML and digital identity management – including facial recognition and voice recognition.

Blockchain investment is also expected to continue in Asia, with a growing focus on execution over experimentation.

While geopolitical volatility and trade concerns could put a damper on overall global fintech investment in 2019, the strong diversity of global fintech hubs, and the strengthening of subsectors, such as regtech and insurtech, should contribute to continued growth. AI and automation are expected to remain very hot areas of investor interest at the technology level.

Details:

https://www.afr.com/

Address:

GPO BOX 55

Melbourne VIC 3001

Australia

How to Choose the Best Kitchen Utensil Sets for the Kitchen 2019

To get the best products for the kitchen, there are a few tips to acknowledge and follow. Meanwhile, there are also a number of products from a brand that should be considered buying.

April 4, 2019: In cooking, some of kitchen utensils are needed to make it easier. It would be much better if the utensils are quite easy to use, so the process also can be done faster. Therefore, from the start, it is important to choose only the best kitchen utensils by considering several things. So, what are they?

First, customers must know the types, functions, materials, and features of the kitchen utensils. Well, there are several types of pan including the cooking pan, frying pan, grilling pan, and more. To handle the foods, there are also spatulas. The types and materials for the spatulas are also various one of them is spatula silicone commonly used for the sauté cooking.

Second, it is not bad to buy the products in a set. In general, it is under the name of the kitchen utensil set or specifically, it is a silicone cooking utensil set. There are some benefits of buying them in a set at once. Sure, they are all can be found a cheaper price rather than buying them separately. Besides, those utensils are commonly sold with the utensil holder, making them easier to store. The designs must be the same; it just makes the kitchenware look better-looking.

Third, the customers should not be easily tempted by discounts and cheap prices. In fact, the prices indeed influence quality. The more expensive it is, the product tends to be more qualified. To prove it, it is necessary to compare the cooking utensils for nonstick cookware with the sticky one. Of course, the nonstick cookware must be more expensive than other conventional cooking utensils.

For the tips mentioned above, there is a kitchen set that is recommended to buy. It is namely the Silicone Cooking Utensil Set from Aish Products. The products set is unique because they are wooden-made mainly the sticks. Meanwhile, the tips are from silicone to make sure that it is more durable and resistant toward the heat. The kitchen utensils set have some features including using the premium materials, certified quality, and the easiness to use.

About Aish Products

Aish Products is a company that provides quality products for the kitchenware. The kitchen utensil set is 100% certified quality and there is 100% money back guarantee if the customers are not satisfied with it.

For Media Inquiry

AishProducts

AishProducts.Com

1024 E HWY 31 Hubbard

TX 76648

Sonicare Toothbrush by Phillip as the Best Electric Toothbrush Buyer’s Guide

Sonicare Toothbrush is one of the best electric toothbrush products on the market recently. A Dentist’s Daughter, a site that talks about dental products also recommend it to buy.

April 5, 2019: Sonicare Toothbrush is the series of electric toothbrush products by Phillip. Compared to the manual ones, electric toothbrushes tend to give you some benefits when others cannot. The movement of the electric toothbrush is stronger for sure so that it can reach the deep parts in your mouth as well as between the teeth.The sticky tartar can be easily removed. In this way, the mouth, in general, is more healthy including the gums and tongue. Of course, the teeth themselves become healthier and whiter.

Since there are many products of electric toothbrush available around, customers must be more careful in choosing the best one. Even under the Sonicare brand, there are some series to buy. There are a number of tips and tricks to find the best. First, it is by checking the electric toothbrush review. Make sure that they say that the related product is qualified, generally.

Second, it is also important to see available features. The features must be necessary to improve oral  health. For example, the brush area should not be too big so that it can move more properly. Lastly, the electric toothbrush must provide features to make it easier for users. They are including a charger and ergonomic stick.

Interestingly, all the requirements mentioned in the tips above are mostly available in the Sonicare Toothbrush products. It is based on review from A Dentist’s Daughter. A Dentist’s Daughter is a site with content related to products and treatments for the mouth and dental health.

Philips Sonicare 2 Series Electric Toothbrush is chosen as the best Sonicare toothbrush by A Dentist’s Daughter for some reasons. They are regarding the good performance, good ability in cleaning all parts of the teeth, a long-life battery, automatic timer feature available, and still some more. Moreover, it can be simply found in the stores around with a friendly and compatible price.

About A Dentist’s Daughter

A Dentist’s Daughter is a site that provides reviews related to the products for the mouth and dental treatments. Currently, the author of the site is still focused on the reviews of electric toothbrush products. The reviews are honest, genuine, and helpful enough for customers who want to get the best one for their dental health. For more information about  the best electric toothbrush, please visit http://adentistsdaughter.com/

For Media Inquiries

Elena Fisher

1092, East 52nd Street

Manhattan, New York 10017

Phone: +1 646-852-4426

Email: elena@adentistsdaughter.com.

Complete Solution for Home Security Systems Needs in Melbourne

Goff Electrical & Security offers a security solution for the Melbourne area. Their services include alarms, CCTV installations, and even home automation services to provide the best security protection.

Goff Electrical & Security provides all services for the needs of home security systems Melbourne. This service covers all kinds of security needs for clients in this area. This is not only limited to the security camera products and installation. This company also provides home automation services, data and network cabling, and many more.  

Security system services such as those provided by Goff Electrical & Security nowadays are needed. With the increase of the house burglary case these days, every homeowner needs to have a system that can prevent or at least minimize the loss caused by the case. Goff Electrical & Security can prevent it with their security cameras Diamond Creek, plus other home security system service they have.

"Alarm specialist. Very professional and well presented. "- Luke Sanders, Goff's client.

Goff Electrical & Security has 5 solutions that can provide home security protection, which is needed to protect homes from home theft cases. The services provided are:

• Alarm Installation – Goff Electrical & Security uses the most trusted brands, plus their team can also provide the right system for what each of their client’s house needs.
• Access control – this Access control system Melbourne service allows clients to monitor as well as controlling the permission given to certain people to access certain areas.
• Home automation – their Home automation Melbourne service provides all automation needs, from the security system to lighting automation system.
• CCTV installation – available for residential and commercial building. The expert team from Goff will also conduct several field checking in order to provide the right solution for the clients.
• Wired Network – Goff provides Network Cabling installation Melbourne that helps clients get a faster connection to their security system, so clients can access it from anywhere 24/7.

Goff  Electrical & Security provides its service for 24 hours a day, 7 days a week, which is very helpful for clients. The security system installation needs to be installed faster. So, this service makes Goff Electrical & Security as one of the best choices for home security services in the Melbourne and the surrounding area.

About Goff Electrical & Security

Goff Electrical & Security is a team of professionals and experts in home security service and installations. They always use the latest technology in order to provide the best security solution for their clients. With the Melbourne area as their operational area, they can give a safer feeling for residential and companies that have a building in this area.

With the Melbourne area as their operational area, they can provide a safer feeling for housing and companies that have buildings in this area.

For Media Inquiries

Goff Electrical & Security

Phone: 0409 856 663

Fax: (03) 94382518

Email: sebastian@goff.com.au

Web: www.goff.com.au

Creditmergency Now Offers an Affiliate Program Where You Can Earn Residual Income

Affiliates can make upwards of 100k in annual revenue solely based on referrals, depending the quantity and the quality of the affiliates. This news is huge for any lending institution, attorney, CPA, auto dealer, mortgage broker, or real estate agent.

Creditmergency has become one of the leading companies in the financial and credit industry in the U.S. One reason why their services really work is their unique approach. Without using an automated approach like other companies, they use personal approach. Thus, the solution they provide matches with what their clients need and want. This company doesn't just stop with that solution to help their clients. Now, they also offer unique affiliate programs that can be a financial solution for their clients, especially those who need a steady extra income.

An affiliate program is an opportunity for anyone who wants to be involved in a company’s service or business. Usually, the affiliate marketers or people who use affiliate programs will promote services from the companies that provide the affiliate program to many people. And, every time other people use the service or purchase the product from the affiliate program provider, the affiliate marketer will get a commission. The amount varies. But, it can be a good passive income that everyone can have.

Creditmergency as one of the experts in the credit repair industry offers their services through this affiliate program. Therefore, an affiliate marketer will promote the credit repair services from this company to others. If more people use the credit repair service from Creditmergency through an affiliate link, the amount of income received by affiliates will be bigger.

This affiliate program was created as a way to market credit repair service from this company. Therefore, they also make it easy to use for people that join their affiliate program. The process to join is simple, which are sign up, access the affiliate portal, get the HTML code that needs to be added to the affiliate marketer website for promoting this service, and earn the residual income from this practice.

Today, more and more people need a credit repair services. Therefore, the affiliate programs like this are very attractive for those who need the service. Because of this condition, an affiliate marketer of Creditmergency can earn $100,000 from just the referral. Therefore, it’s perfect for the individual marketer as well as the attorney, lending institution, CPA, auto dealer, attorney, mortgage broker, and many more.

About Creditmergency

Creditmergency is one of the top companies in the credit repair industry. This company runs their business based on trust and integrity. And, with a personal approach, plus the legal method to fix the credit, they can provide a very satisfying result for their client. To join Creditmergency affiliate program, please visit https://www.creditmergency.com/credit-repair-affiliate-program/

For Media Inquiries

Joe Vargas

433 Plaza Real, Suite 275

Boca Raton, FL 33432

800-203-4172

Website: www.creditmergency.com

Cuban American Entrepreneur Sahel Rafael Tamayo Heads to Bogota Colombia in April Seeking to Purchase Commercial Buildings

Sahel has been investing in emergency markets, specifically in Colombia, where he will buy buildings and offer shared workspaces for entrepreneurs, freelancers, startups, small businesses, and large enterprises.




Sahel Rafael Tamayo, a Cuban American entrepreneur who is also an investor in the real estate business and property has begun to invest property in Colombia. In April, he plans to purchase a commercial building in Bogota, Colombia and expand his investment in the property world. However, he does not only invest in property. He uses his property for different purposes, namely a coworking space or shared office.

Real estate industry or property is said to be the most promising business because there are always people who demand their products. The limitations of land, areas, and buildings that even become scarce in the future also make buildings or land far more valuable. In the business world, having a building or space to run a business, either it is an enterprise or startups, will give the company more benefits. It not only makes business operations easier and more organized. This also increases the credibility of the company.

Shared office service that’s offered by Sahel becomes one of the solutions for the limited amount of building for a company to have an office to operate their business. It also offers another benefit for the company, especially the small-sized company. The sharing concept allows the company to pay the area or space that they rent only. It can cut down the budget that the company spends for providing a place to run their business as their permanent or temporary office.

Sahel doesn’t also limit his service to a certain type of company. He offers his service for large enterprises, small business, startups, and even freelancers. Anyone who needs space to run their business can use Sahel’s service. And, although he will purchase the building in Colombia, any company from other countries also can use it as their global office.

Sahel’s plan opens big opportunities for many entrepreneurs in the country. It also can become the start of change into better condition for the business environment in Colombia, which can also provide big support for the country’s economy itself. In short, it will provide nothing but benefits for Colombia.

About Sahel Rafael Tamayo

Sahel Rafael Tamayo is a business executive, investor, and also run his own business, such as the online credit repair company, CreditMergency.com. He is a Cuban American and has a unique idea in the property business. He provides a shared office, which can help many companies grow.

For Media Inquiries

Joe Vargas

433 Plaza Real, Suite 275

Boca Raton, Fl 33432

800-203-4172

Website: https://www.saheltamayo.com/

The Importance of CCTV systems to Improve Home Security in 24 Hours

For the increase of criminal cases in the neighborhood, home security needs to be improved. CCTV Systems are a good solution to this problem.

Why get CCTV?
CCTV stands for Closed Circuit Television. This is a type of digital video camera that is functioned to monitor and send video signals in a room. Then, the signal is displayed on the screen. Using a CCTV system, you can monitor the area around where the camera is installed. Of course, this helps you improve home security. Besides, they are some other reasons that should ensure people why the CCTV installation is important. Here they are:

The Increase in Crimes

Based on the data of violence and crime recorded by police in England, it is known that they increased by 19% in 2018. This percentage seems to be increased for several factors. Those factors mainly concern the lack of welfare and satisfaction of some people. In addition, some criminal cases such as murder are led by motives of revenge.

Car theft of high performance and expensive cars

Uniquely, the type of crime that people currently suffer from is car theft. It is quite confusing because many cars are now placed in closed areas such as garages and basements. In addition, due to the development of technology, many series of cars are equipped with high-security systems to avoid theft. But it seems that the thieves are increasingly cunning because they also use technology to carry out their actions.

Tools being stolen from Vans

Besides the cars themselves being stolen, many thieves were also interested in stealing items in the van. They include money, electronic devices, and jewelry. In some cases, even babies are kidnapped while they sleep inside. Of course, it is terrible. Based on the facts, an additional security system such as in the form of CCTV installations is required to be implemented.

Cables and metals being stolen for scrap metal

Valuable things and tools are not the only things to steal in a car or van. Some thieves prefer stealing components including cables and metals. They were immediately stolen for scrap metals. CCTV Camera Installation York is the best solution for all problems. There are various CCTV products to offer. Services for installation is also satisfying

About CCTV Installation York

CCTV York is a company located in York, England that works in providing CCTV and security system York. It also provides trained and professional workers to provide the best installation services. By using the products and services from this company, the security of home, cars, and others is guaranteed to improve. For more information, please visit https://cctvsmartsystems.co.uk/cctv-installation-york/

Contact Info:

CCTV Installation York

Derwent Valley Trading Estate

Common Road

Dunnington

YORK

YO19 5PD

cctvsmartsystems@gmail.com

01904 819747

07860244274

Google Map: https://www.google.com/maps/d/viewer?mid=1VOvvPV8JqUmgB2kQR1DygSH4epE&usp=sharing