Reign Capital and Consulting Group to Restructure Company and Expand Its Offerings

PORTLAND, Oregon – November 4, 2021 — Reign Capital and Consulting Group (RCCG) – An International Consulting Firm focused on assisting clients reach their strategic goals by providing bridging opportunities, announced today that it is restructuring to expand their operations.

Having achieved its own intended financial goals, in the coming months the driver of growth for RCCG will come from being backed by its own source of funds as its primary growth driver over and above its historic outsourcing of projects to its investor groups. 

These changes come on the heels of the announcement of expansion and reorganization by its sister company, Reign Financial International. These reflect how Reign, as a whole, has been making broad strides in its businesses and excelling and capitalizing on its offerings.

This new phase began just recently as RCCG filed to become incorporated earlier this month, along with a new share structure, and also relayed that the company will be hiring new team members to fill roles that the company needs for its planned reorganization. 

As part of this restructure, and in a surprise move, the company said it will be hiring a new CEO and President. The founder and Chief Executive Officer, Giorgio Johnson, will be moving to the role of Chairman and out of the management of the day-to-day operations. While Reign Capital and Consulting has identified excellent candidates for the roles of CEO and President, no final decision has been made as the company evaluates the multiple factors in achieving its growth driving strategy prior to a final decision and formal announcement.

CEO, Mr. Giorgio Johnson, shared his thoughts for this next chapter and, in addition to new leadership appointments, the company will also be hiring new team members to fill specific roles critical to the success of the planned reorganization.  He shared his optimism: “Reign Capital and Consulting Group has undergone many changes over the years as it continued to adapt to keep competitive in its industry and maintain its brand presence. The new announcement offers some insight into our company’s expanded goals. There will be more announcements as we move forward with our plans.”

 

RCCG Partner and President of Commodities, Rushunn Hudson also shared his enthusiasm for this next step on RCCG’s continued evolution and growth commenting: “It is an exciting time for Reign, as a whole. This announcement is an indication of our perseverance and determination to reach our goals. The reorganization will only offer more benefits to our clients, as well as more solution driven options for those looking to capitalize on our suite of services. I look very forward to the future of Reign Capital and Consulting Group, as well as our other companies and services.”

About Reign Capital and Consulting Group, Inc

Reign Financial Capital and Consulting Group, Inc., (RCCG) specializes in funding, financing, consulting and deal flow both in the US and internationally. Working to understand the unique capital needs of clients, RCCG builds both options and solutions.  Projects include raising capital, restructuring, acquiring companies or assets, going public or expanding the current operations base.  RCCG now consults with businesses and governments, both large and small, around the world.  The approach is industry agnostic and works with clients in both the public and private sectors.

DISCLAIMER: Members of Reign Capital and Consutling Group are NOT United States Securities Dealers or Brokers or U.S. Investment advisers. Personnel are Consultants and makes no warranties or representations as to the Buyer, Seller or Transaction. All due diligence is the responsibility of the Buyer and Seller. This document is never to be considered a solicitation for any purpose in any form or content. Upon receipt of these documents, the Recipient hereby acknowledges this Disclaimer. If acknowledgment is not accepted, Recipient must return any and all documents in their original receipted condition to Sender. This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126, also Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809.

 

Contact Info:
Name: REIGN CAPITAL AND CONSULTING GROUP, INC
Email: Send Email
Organization: REIGN CAPITAL AND CONSULTING GROUP, INC
Website: www.reignccgroup.com 

Reign Financial International to create funding strategy for Nyxio Technologies Corporation

 

PORTLAND, Oregon - October 11, 2021 WIRE -- Nyxio Technologies Corporation (OTCPink: NYXO) - an innovative manufacturer of cutting edge Smart TVs and consumer electronics devices, announces today Reign Financial International intends to create a funding strategy for the company.

Reign Financial is creating a funding solution for innovative fledgling tech company, Nyxio Technologies. The investment will assist Nyxio’s ability to become a reporting company again, while completing its firmware and software design goals, which includes its multi-device eco-system.  This ends a dormant period for Nyxio, which remains a significant leader for today’s ever growing lifestyle and content demand for such an essential comprehensive multiple device management system. 

 

Reign Financial’s CEO, Giorgio Johnson, who is the founder and the driver of the first stage of Nyxio’s development, now sees the timing as perfect for its completion and launch.  He commented, “The timing for driving Nyxio’s final stage of development and comprehensive launch is perfect. The huge change in consumer’s lifestyles is now creating an almost overwhelming demand for a truly seamless management system to integrate this ever expanding way of engaging and accessing content across multiple media, computing and mobile services devices. This is exactly what Nyxio’s intended goals were even prior to the existing markets’ expanded demands, and Nyxio remains that very relevant company with the new and intuitive offerings for which the market is ripe, especially now.”

 

Nyxio Technologies had dealt with numerous issues from conflict among investors through its years of development and growth, forcing the company to move away from its initial direction. While the acquisition of 212 Decibel was a promising step forward, underlying investor issues caused insurmountable challenges for Nyxio that the company could not overcome without having the strategic and supportive investment the company sought. Though the company continued to work behind the scenes on new products, stepping back from the public eye became a necessity for Nyxio while the company worked through its financial issues.

 

Reign Financial’s President, Dr. Adam Klein, strongly endorses the timing of the new investment and commented, “Reign Financial sees this as the right moment and the right opportunity to provide Nyxio the capital solutions it needs to complete and launch its leading edge products. This investment strategy will bring a highly valuable service to the market at a perfect moment to meet demand while also reflecting Reign Financial’s expanding view of its capacities over and above it’s now well established financial market successes.” 

 

Nyxio has stated it anticipates Reign Financial beginning its initial funding for the company in the coming weeks, with the focus being getting the company reporting again, first and foremost. Nyxio states is also intends to do further product updates and releases as more funding become available.

 

About Nyxio Technologies (OTCPink: NYXO)
Founded in 2007, Nyxio® Technologies Corporation (OTCPink: NYXO) designs and markets a line of innovative consumer electronics devices to deliver high-quality, cutting-edge products to consumers and businesses. The company is known for its innovative products that offer distinctive features such as touch screen controls, built-in Bluetooth capabilities, wireless and video features all bundled into practical and inventive packages. The company introduced Vuzion, the first Android OS television and the VioSphere, an integrated flat screen Smart TV and full PC. Other products include the OMEGA Tablet PC line -- the Classic, Premier and Ultimate, as well as the Realm, an all-in-one PC/TV, the Realm Pro, digital signage and B2B solution and the Venture Mobile Media Viewers (MMV), a new class of video eyewear. By consolidating key hardware into more efficient devices, Nyxio not only reduces the overall environmental footprint of end users, but also keeps products reasonably priced. For more information visit: www.nyxio.com or on twitter @NyxioTech

Notice Regarding Forward-Looking Statements

This news release contains "forward-looking statements" as that term is defined in Section 27A of the United States Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended. Statements in this news release, which are not purely historical, are forward-looking statements and include any statements regarding beliefs, plans, expectations or intentions regarding the future. Actual results could differ from those projected in any forward-looking statements due to numerous factors. These forward-looking statements are made as of the date of this news release, and we assume no obligation to update the forward-looking statements, or to update the reasons why actual results could differ from those projected in the forward-looking statements. Although we believe that any beliefs, plans, expectations and intentions contained in this press release are reasonable, there can be no assurance that any such beliefs, plans, expectations or intentions will prove to be accurate. Investors should consult all of the information set forth herein and should also refer to the risk factors disclosure outlined in our annual report on Form 10-K for the most recent fiscal year, our quarterly reports on Form 10-Q and other periodic reports filed from time-to-time with the Securities and Exchange Commission.

Contact:

Nyxio Technologies Corporation
marketing.nyxo@nyxio.com
www.nyxio.com 
Twitter: @nyxiotech

About Reign Financial International, LLC
Founded in 2018, Reign Financial International was spun off from its sister company, Reign Capital and Consulting Group to fill a need for specialized large and small cap transactions. With a heavy focus on transactional business, its concerted efforts are driven by client needs and implemented by carefully crafted financial strategies tailored towards dynamic growth models. As a company, its intended purpose is to create options and solutions for clients in need of a hands-on team with a creative approach to an ever changing global financial market. Reign Financial’s diversified offerings and its suite of financial tools offer clients unique economic vehicles unparalleled to other firms in its space.

DISCLAIMER: Reign Financial International Personnel are NOT United States Securities Dealers or Brokers or U.S. Investment advisers. Personnel are Consultants and makes no warranties or representations as to the Buyer, Seller or Transaction. All due diligence is the responsibility of the Buyer and Seller. This document is never to be considered a solicitation for any purpose in any form or content. Upon receipt of these documents, the Recipient hereby acknowledges this Disclaimer. If acknowledgment is not accepted, Recipient must return any and all documents in their original receipted condition to Sender. This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126, also Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809.

Contact Info:
Name: REIGN FINANCIAL INTERNATIONAL, LLC
Email: info@reignfi.com
Organization: REIGN FINANCIAL INTERNATIONAL, LLC
Website: https://ReignFi.com

 

Meet Ryan Rukosky, A New financial Coach Who Takes Financial Life to the Next Level

 

Ryan Rukosky is the founder of Braver LLC, a financial consultation that takes financial life on autopilot. He is now scaling up his business to a personal level and giving help to persons or families for a better financial life.

 

Ryan Rukosky, a financial and credit advisor, announced scaling up his business to a personal level through a new company Braver LLC. Braver LLC has a wide range of financial service consultations, including Business Coaching, Financial Coaching, Tax Planning, Tax Preparation, Debt Management, Credit Repair, and Counseling. The founder Ryan Rukosky understands that healthy finance is essential during crises like the COVID-19 pandemic. Now, with scaling up his financial consultation services to a personal level, he can reach more and more people who want to improve their financial well-being and help them be resilient in facing another financial crisis.

 

Ryan Rukosky has twenty years of experience in financial advisory services. He encourages and advises people in terms of business, finance, credit, debt, and taxation. With his company, Braver LLC, he started taking personal clients due to immediate need during the time of crisis. Braver LLC'sLLC's financial consultation price ranges between $1,500 for debt relief to $10,000 for personal financial coaching.

 

Ryan Rukosky explained that his experience in debt relief comes from textbook knowledge and his personal experience helping businesses scale themselves to at least six-figures while still keeping his personal touch. Ryan is an expert in the financial industry. He also learned cryptocurrency, stock market, retirement accounts, and insurance to ensure he gives his clients the best financial advice.

 

About Ryan Rukosky 

Ryan Rukosky is the founder of Braver LLC, a financial advisor company. He focuses on enhancing his client's personal finance and debt relief. He has more than two decades in the financial industry and aims to help his clients to ensure they have a safe and secure financial capacity for upcoming crises. Besides helping people with his financial advice, he also shares his financial knowledge through financial quotes at his social media Instagram. For more information about Ryan Rukosky and Braver LLC, please visit https://www.linkedin.com/in/ryan-rukosky-1678ba1b5/ and https://www.facebook.com/braverllc/.

Contact: 

Ryan Rukosky

919-737-0377

m.me/braverllc

Creditmergency Named Top Credit Repair Company in Boca Raton Florida

Creditmergency receives a top credit repair company in its headquarter, Boca Raton, Florida.

Creditmergency, a reputable credit repair company announces that the company achieves a top credit repair company in Boca Raton, Florida. Scott Singer, mayor of Boca Raton Florida, strengthened the statement. It shows that the company has a good impression on business owners, people, or investors there. The company has 25 years of experience in the city in which it is also the headquarter of the team. Due to the experiences and services, the company also becomes one of the fastest-growing credit repair consultants in Boca Raton, Florida. The CEO of Creditmergency explained, “It is a great achievement for the company. We hope that this achievement triggers the team to work maximally to help people with bad credit scores or history in Boca Raton, Florida.”

People seem to be satisfied with the personal credit score enhancement tips. The team can also write down dispute letters that will be delivered to the credit agencies. Not all credit repair companies do it to support their clients. The CEO of Creditmergency stated, “We try to set services that can help clients to keep away from serious problems caused by a bad credit report or history. Clients can choose one of the two preferred credit monitoring services. They can choose to take the Identity IQ and Privacy Guard credit monitoring service.”

The achievement is also because the company is successfully educating people with bad credit or anyone who wants to know more about credit in Boca Raton, Florida. The company develops a specific program known as Credit Academy. This program is effective enough to educate people about credit. The company sends an educational email campaign to show the importance of credit. Scott Singer explained, “Credit Academy by Creditmergency is one of the success secrets that bring the company to the top credit repair company in Boca Raton Florida. The weekly education email campaign sent to the inbox triggers them to learn more about credit anytime and anywhere they want. People only have to open their email and read the message from Creditmergency. Slowly but surely, they have a new understanding of credit and why they should take it.”

It hopes that the company can continue to become one of the leading credit repair companies in Boca Raton, Florida, and other states. As a result, the company can help more people to understand credit well before taking it. At least, they know how to use their credit plan safely.

About Creditmergency:

Creditmergency is one of the trusted credit repair companies in Boca Raton, Florida. The team helps people in Florida to get a better understanding of credit. The company launches Credit Academy to educate people in Florida to understand credit.

For more information, please visit www.creditmergency.com.

Contact Info:

Joe Vargas

433 Plaza Real, Suite 275

Boca Raton, Fl 33432

800-203-4172

Creditmergency Is On the Hunt for A Call Center in Cancun Mexico

 

Creditmergency is finding remote workers to support its company in Cancun, Mexico.

Creditmergency.com, one of the most reliable credit repair consultants, is on the hunt of a call center in Cancun, Mexico. The company is finding remote workers due to the recent pandemic. This is also an effective way to lower payroll costs. Workers will do various tasks. One of the tasks is helping people or business owners who have credit problems to create a better personal plan. The team will also do the dispute process. The CEO of Creditmergency explained, “Our company is one of the fastest-growing companies. We need to keep this achievement, including in Mexico. We will cover several services, including credit counseling, credit consulting, and credit repair. The highest achievement is to help clients to have an accurate and fair credit report. It is a complex task, and we need talented workers to do it.”

Mexico’s economy is getting better year by year. Business owners decide to open a new business. At the same time, investors are comfortable enough to invest their money in Mexico despite the epidemic condition. Creditmergency sees it as a great opportunity to has a role in the economic growth in Mexico. The more business owners, people, or investors who get involved in bad credit problems. The problem will disturb economic growth if they don’t do anything. The CEO of Creditmergency stated, “One of our missions is to help people, business owners, or investors in Mexico to repair their bad credit. We have 25 years of experience that can help us to understand our clients well. We hope that people in Cancun Mexico can achieve financial health without thinking about their bad credit score or history anymore.”

Mexico also has good credit regulation. A foreigner can get a credit card and credit rating in Mexico as long as they pass all the requirements. It triggers more and more people to deal with credit. They will curious about credit and find anything about it. One of the best places they can visit is a credit repair company that has enough experience and a professional team.

The CEO of Creditmergency clarified, “We want to build a professional team in Cancun, Mexico. We want to accommodate people who need a trusted credit repair company. As a result, they know where to go anytime they have a problem or something to ask about credit in Mexico. So, we are inviting people who have the same commitment and goals to work with us.”

About Creditmergency:

Credit Emergency is a credit repair consultant. The company is ready to help people in terms of credit counseling, credit consulting, and credit repair. The goal is to make people get an accurate and fair credit report.

For more information, please visit www.creditmergency.com

Contact Info:

Joe Vargas

433 Plaza Real, Suite 275

Boca Raton, Fl 33432

800-203-4172

The rise of decentralized stablecoins-Aapleforth

The rise of decentralized stablecoins is undoubtedly the first shot of Ampleforth! Looking back at Ampleforth's market value on June 1st this year, it was about 7.8 million US dollars, but its market value soared to 330 million US dollars in less than two months, which is 42 times than before. 

 

Ampl is a bright star in many DeFi projects. The reason is not because it is just a DeFi project, but more about Ampl is a stable currency system. Its logic is simply to maintain the price near $1 through supply and demand. Higher than the benchmark price, increase supply, lower than the benchmark price, reduce circulation. The biggest feature of decentralized stablecoins is the embodiment of elastic price caused by the setting of elastic supply. Therefore, after Ampleforth entered Uniswap, a large amount of funds entered the market, and the return rate was as high as 76.56 times in one month.

 

Many people can’t understand the decentralized stable algorithm. Most trading users only stare at the price, but in fact, the decentralized stable currency algorithm guarantees the relationship between market value and price. Suppose it has fallen in the past 24 hours. 10%, but an additional 10% is issued, which has almost no impact on the value of the tokens in the hands of users. So here is more need to look at its market value changes, not just the price. Although the price is falling, the market value growth is still in an upward cycle, that is to say, the currency price of the decentralized stable token is falling because of market supply and demand. Consequences of the stabilization mechanism.

 

Decentralized stablecoins will become an important role in the future stablecoin market, but this depends on the precise design of algorithms and the superiority of contracts. Nowadays, many decentralized stable tokens are beginning to emerge on the market. Today I will introduce one of the more prominent features-Aaplforth, to be precise, an upgraded and optimized version of Ampl.

 

The purpose of Aapl is to create a digital commodity that is not highly relevant to Bitcoin and other asset classes. Aapl's full name is Aaplforth-a new digital commodity agreement that transmits nominal exchange rate information to token supply decisions. The unique architecture design and incentive mechanism of the Aaplforth protocol has caused the existing price-oriented trading strategies to fail to meet the trading needs, and a new trading strategy that comprehensively considers supply must be adopted. In view of this, Aaplforth will show a unique way of fluctuation.

 

It is not difficult to see from the Aapl agreement that Aapl is very friendly to both short-term and long-term traders. According to the initial conditions and incentive measures established by the Aapl agreement, there is no centralized supervision of prices or supply in the system, and it is based on a decentralized network composed of traders. First, the agreement transmits price information to supply decisions. Second, the behavior of traders based on changes in supply will be transmitted to price performance.

 

Regarding security issues, at the level of contract code, Aapl follows the principle of open source blockchain, and will open the code source for supervision of the entire network. At the same time, Aapl can be exchanged and purchased directly on the decentralized exchange uniswap on imtoken. Trading, the security is very high.

 

Aapl has optimized the convenience of exchange. In uniswap, usdt or eth can be used for transaction exchange, excluding a single eth for transaction exchange. 

 

Secondly, the most eye-catching part of DeFi projects-liquid pledge is the focus of Aapl. Liquid pledge is mainly to obtain excess profits by providing liquidity for the project. The liquidity pool does not assume any additional risks because the conditions of the collateral have not changed. Its practicality can be summed up in one sentence: the liquidity of betting provides users with a very simple and rude way to make profits. You only need to hold it to make money!

 

In the Aapl system, the more liquidity provided and the longer the duration, the greater the share of the Aapl liquidity pool obtained. The whole process is non-custodial and carried out on the chain. In this way, users who provide liquidity on Uniswap will receive transaction fee rewards in the Uniswap reserve pool and token rewards in the Aapl system. As more and more Aapl are motivated for staking, the price of Aapl will continue to rise, and the continued increase will make users more profitable and attract more people to enter the market. As long as Uniswap has sufficient liquidity, Aapl's pledge rewards will continue to provide fuel to the fund pool to increase arbitrage opportunities. With that, there will be motivation. With this cycle, you can imagine the next market boom. And value too.

 

In addition to Aapl's own stablecoin system, Aapl also added an original deflation model, which is to better control the malicious behavior of the market. In Aapl's deflation model, users will consume 1% of their tokens during transactions and transfers. During the operation of the deflation model, Aapl's stablecoin will be embodied in greater value, to a certain extent, to resist the malicious use of data by exchanges, and users have a purer trading environment. Of course, users can also make market through pledge Rewards to make up for the deflationary loss of the transaction. The purpose of the Aaplforth team in designing the entire model is to hope that under the protection of this mechanism, Aapl's stable currency ecology will gradually replace the traditional stable currency in the market!

 

How far can DeFi go? In fact, DeFi is currently only in its infancy. More optimized products are needed to enrich this section, and more high-quality financial products are used in the decentralized system. For Aaplforth, this is an area A step in the history of blockchain. We believe this is a field with huge investment potential. In an industry with unlimited imagination, nothing is impossible.

BEAUfinance has Released Tips for Investing in Real Estate to Gain Massive Profits

BEAUfinance a financial and investing blog, educates people in investing property through its latest post

Investing in real estate, expectation vs reality .

Investing in real estate is one of the long-term investment instruments that is profitable and has minimal risks. In addition, owning real estate is less affected by inflation and can be rented or get a residual income and re-sold to generate capital gains (average 3-5 years). Real estate prices continue to rise, along with the increasing demand for residential property in strategic locations. BEAUfinance, a finance and investment blog, encourages people to invest their money in the proper instrument by educating them with valuable content in financial and real estate investment.

According to BEAUfinance founder Mee Leang, “This blog is intended to provide you some helpful insights and also give you my best tips and ideas on how you can save your money and gain more in less.”

Through her financial and investment blog BEAUfinance, Mee Leang has compiled many topics in financial management and investing, which include budgeting, financial planning, and investing. One of the posts that give its reader a valuable insight is tips and tricks “Investing in real estate, expectation vs reality.”

Investing in real estate should give its investors a profitable return if they know how to do it—even the property sector offering investors opportunities to gain profit promptly. Investors should consider this type of investing into their portfolios, since investing in property gives many benefits such as easier to get a mortgage, a steady flow of income, tax benefits, and financial security.

Investing in properties, one should know how to start this type of investment. Instead of getting a big profit, one can experience a big loss if they do not know this type of investment. Investing in real estate is like other businesses. Before investing in this business sector, one should do research, choose a low-cost home as the first investment, secure a down payment, pay debts, consider investment loan options, and choose a partner carefully.

BEAUfinance as a trustworthy source advises the best ways to make a massive profit in real estate/property. The advice includes buying real estate investment trusts (REITs), using an online real estate investing platform, considering flipping investment properties, thinking about investing in rental properties, and renting out a room.

About BEAUfinance

BEAUfinance is a finance and investment blog. Mee Leang as a founder strives to provide valuable insight to its reader through comprehensive tips before investing in real estate. For more information about investing in real estate and other businesses ideas, please follow this link https://www.beaufinance.com/investing-in-real-estate-expectations-vs-reality/.

Contact

Email: info@beaufinance.com

Name: Mee Leang

Develop the skill of gaining insight and skyrocket your trading strategies

Learning how to trade stocks is very important if you want to make a living from it. Granted, it’s not going to be easy to achieve what you have in mind, but the results are what really matter the most.

Stock Sim by NerdTraders

With help from Stock Sim by nerdtraders I finally get the unique opportunity to learn how stock trading works and I can adapt and improve strategies gradually as I see fit. Stock Sim was created with the idea of offering people a way to test a variety of stock strategies without having to lose real money while trading. It’s a wonderful, seamless educational tool with amazing results.

How “Stock Sim” helps?

Stock Sim is the ultimate tool that I can use to learn more about the stock market. It also goes beyond the teaching aspect, allowing me to learn new strategies and trying out new things all the time. It’s certainly worth the effort and I appreciate the true value and quality being brought to the table.

Get familiar with stock tools that simulate the real trading system

The stock tools in Stock Sim are cleverly simulating the real-life system with great success. They are very interesting to use, adaptable to my needs, and the quality is great. It’s a wonderful way for me to enjoy the results and the value itself is nothing short of staggering every time if I handle this correctly.

Stock Sim

Practice the visual of catching the rolling tickers

The tickers are constantly changing so it’s important to know how to find the right time to catch them. And that’s what Stock Sim does, it encourages me to study the rolling tickers visually and catch at the right time. I appreciate the experience and in the end that can be well worth it for sure.

Learn to handle the portfolio efficiently (comprehensive summary, history)

I also get to figure out how to handle my portfolio in a proper and efficient way. This means I can have a comprehensive summary of my trades. I also get to study the trading history and see what I did good or what mistakes I made. There’s always room for improving and Stock Sim certainly helps me achieve that.

Challenge your strategy and instantly get a result if it is working or not

Stock Sim is all about offering me a way to learn from mistakes. This is a free tool, I am not paying real money to trade, instead I trade for free virtually and see what I am doing well or what I am doing wrong. It helps a lot to use this tool because it’s convenient and exciting, and I appreciate how everything works.

Stock Sim also has lots of great features like real-time pricing, tracking the trading performance or leaderboard ranks. It’s a cool tool to help me handle the stock market properly. It also relies on visuals, which is very helpful too. Just consider giving it a try today and I certainly enjoy it!

What I say are above and What they say!

Try it now! FREE download

You can also contact them via

• Telegram: t.me/nerdtraders

• Twitter: twitter.com/nerdtraders

• Instagram: instagram.com/nerdtraders

• Email : support.nextcode@icould.com

AlixCo P2P Financing Officially Launches Business Financing for Malaysian Womenpreneur

Women entrepreneurs are more cautious and preserved in running a business by nature. To support them, AlixCo officially launch the P2P financing program for women entrepreneurs in Malaysia.

In this modern-day, it is reasonable if women want to open their own business for a better future. However, it is still not as easy as it seems. There are many considerations of a woman opening her own aside from the money or capital issue. Based on the co-founder and chief operating officer of AlixCo, women entrepreneurs tend to be more cautious and preserved in spending, investing, and running a business by nature.

To solve the problems experienced by many women entrepreneurs in Malaysia, AlixCo launches a P2P Financing program. The program and platform are mainly intended for women so that they can develop their business well. Issues like difficulties in finding money as capital will no longer happen.

P2P Financing by AlixCo has reached a total of RM 30 million so far through the application developed. It has helped more than 50 women entrepreneurs to develop their business with financial support. Interestingly, the default rate is zero for women borrowers.

AlixCo P2P Financing doesn’t only provide help in the form of money. Some other supports are available including advisors, supporting networks, exposure, clients, and business movement. They can also join THE WOMENPRENEUR MOVEMENT, a community initiated by AlixCo. The community is supported by numerous successful women entrepreneurs in the world.

To apply for the program, there are some requirements as follows.

• Women-runned companies in any industry
• Must be a registered Malaysian companies ( sole proprietary ,partnership or private limited)
• Age above 21
• Without negative financial or credit history record like bankruptcy
• In healthy and proper business

About AlixCo P2P Financing

AlixCo P2P Financing founded in 2018 as a regulated financing platform by Securities Commission Malaysia, owned and managed by Crowdtech Sdn Bhd. Any stage of Malaysian companies can now apply for their business financing through the platform at alixco.com. It is also available for global investors to enjoy high return, low entry level, monthly interests rate, and short tenure kind of P2P investment through alixco.com.

For Media Inquiry

Angelld Quah

AlixCo P2P Finance

FBM Crowdtech Sdn Bhd

Level 15, Menara Darussalam, Jalan Pinang

50450 Kuala Lumpur, Malaysia

angelld@alixco.com

Register for free at https://www.alixco.com.

Things to Know about Forex Trading and the Recommended Brokers to Choose

To be successful in Forex trading, there are some tips and tricks to follow. One of them is by choosing the best Forex brokers.

There are many reasons why Forex trading is popular with many enthusiasts. This way of earning money can be conducted anywhere. The traders only need to turn on the laptop and connect to the internet. This way, they are able to transact from their account. This trading also doesn’t require certain degrees or educational backgrounds to start. Meanwhile, the profit to earn is also very promising with minimum investment.

Although it sounds easy, in fact, not all traders can be successful in it. There must be up-and-down processes before they are accustomed to in doing this activity. For beginners, some tips are necessary to follow in order to gain profit as well as avoid loss. First of all, it is by knowing the risk. Learning about trading is important to do in the beginning.

Second, a good trader must study more about strategies. Each decision should not be taken randomly since Forex trading is not the same as gambling. The third tip is by not involving emotion in trading since it may damage the trader’s account. The last one is by choosing the right broker. Many swindlers out there do their actions by disguising into a Forex broker. Meanwhile, at least, there are 10 Forex brokers that are recommended for the traders in order to avoid fraud and gain more income.

The first recommendation is a company named eToro with a minimum deposit of $200. It gains a rating of 5/ 5 with 80% success rate. The traders can trade in this broker without paying the trading commission. Second, there is For Trade with a minimum deposit of $100. The rating is also 5/ 5 with some following features; FCA regulated 200+ assets to trade, and 24 / 7 customer service.

Third, it is 24 Option with a rating of 4/ 5. Some reasons to choose this broker are as follows; 24 Option is an award-winning broker, providing advanced charting tools, and more. Fourth, Market.com is a broker with a minimum deposit of $100. The features available are advanced analysis tools, numerous trading instruments, and more.

Fifth, it is Think Markets that offers you a minimum deposit of $100. The rating is 4/ 5 with features of spreads reduction, advanced MT4, and FCA Regulated. Sixth, there is XT Online, another award-winning broker. It features advanced charting tools with more than 1500 global markets. The rating is high enough, 5/ 5.

Seventh, City Index is also available with a minimum deposit of $150. The features are including Trade FX as spread, and various types of trading platforms. Eight, Ava Trade is recommended for beginners who want to spend only a small amount of money. The minimum deposit is $100 and there is no commission required.

Ninth, IQ Option is another popular broker with a minimum deposit of only $10. The rating is 4/ 5 due to some features including advanced charting and One Click Trading. Lastly, Trade.com offers traders some features including no-exchange fees and user-friendly platforms. The rating is 4/ 5 with a minimum deposit of $100.




About Top 10 Trading Platforms

Top 10 Trading Platforms is a site that gives valid reviews regarding Forex brokers in the world. There are some brokers that are highly recommended due to some factors. They are including ratings, features, awards, and customers’ satisfaction. For more information, please visit https://www.top10tradingplatforms.com/forex-brokers/

For Media Inquiry

Name : Suresh Joshi

Phone : 447803210012

Email : info@digital17.co.uk.

World’s top most Trading company Digitance Global Network Ltd (DGN) started online investment plan.

London- United Kingdom:  World famous trading company DGN launched its own investment trading platform. DGN is a ground breaking new platform that uses investors funds for trading in Forex,Commodity,Crypto and Stocks. They are  providing complete transparency and accountability across the trading process. They offer the chance to build trust and confidence via greater transparency.

About DGN

DGN Limited is a quite young and promising trading investment company which is registered in the United Kingdom. Throughout many years of their  experts have worked in leading companies trading on Forex, commodity, crypto and stock market. However, in early 2012 they have decided to establish their own personal action team. Fruitful interaction and the pursuit of further growth have pushed them to the legalization of their investment activity in United Kingdom and beyond. Their  Corporate Headquarters is located here: Capital Office,152-160, City Road , Kemp House, London, UNITED KINGDOM. They are opened for visitors and partners during regular working hours. Their team would be happy to meet you to tell you about the principles of their trading activities in more details and to answer any of your questions. Creating a traders team and official registration opened more opportunities for the company. Now investors from around the world can learn about the features of their highly profitable trade, as well as market profit.

Goal to Achieve

Many investors who are interested in maintaining and increasing their capital, participate in trading on the Forex exchange, concluding transactions in person or transferring money to the trust management of more experienced traders. Their company employs only professional traders, programmers, analysts, economists and financial experts with experience of at least nine years in the field of online trading. The company's success is achieved through accurate calculation, prediction and the ability to choose the right strategy. In addition, success is achieved through continuous improvement of business strategies and the adoption of innovative solutions in the Forex market. Their goal is everyone multiply their investment amount with safe and secure.

About the project

Their main project to open innovative advanced trading platform around the world. Now they are started investment plan in 14 country. In future expand to worldwide. Their main objective is to generate the maximum possible profit using various trading tools, is tireless analytical work, highly qualified specialists of different profiles: traders, analysts, experts on the global economy, managers, developers, programmers etc. well-coordinated work of the whole team of employees, based on the interaction and responsiveness to the slightest changes in market conditions, is key to the overall success of our company.

Company Vision
DGN Limited has made every effort to offer you the best conditions for cooperation and to become a leader in the global asset management market. They are willing to work for a long time, so they invite all investors who are interested in stable returns. By investing with them, you will be able to increase your starting capital and get a regular income. They have everything to be successful! You have the opportunity right now to join us and make a profitable investment. Change your life today! Business begins with registration!

Media Contact
Company Name: Digitance Global Network 
Contact Person: Frank Johnson
Email: support@dgnworld.com

Country: London, United Kingdom
Website: www.dgnworld.com

Creditmergency Reaches 5000 Active Clients for the Month of June

Creditmergency held an event in Miami Beach to celebrate their achievement for reaching 5000 active clients for the month of June. The event was amazing, where client enjoys live music, cocktails, and meals.

As one of the leaders in the credit repair industry in the United States, Creditmergency.com has proved themselves as the great helper for those who need help to get out from credit problem. And, this company has proven their service as one of the most satisfying credit repair services in the country. It can be seen from the numbers of their active clients for the month of June that reach 5000 clients. That can be considered to be very high numbers of clients that trust their credit problem to this company.

And, for commemorating this achievement as well as rewards these clients, Creditmergency has successfully held the private event for their clients. The location was the Fontainebleau in Miami Beach. There were many entertainments and fun activities to do at this event. The clients that join this event enjoyed the live music with the beautiful scenery of Miami Beach as its background gives a different feeling of spending the evening time at the beach.

Creditmergency also provides a full course of meals, which consist of five meals that the participants of the event can enjoy. Moreover, the delicious cocktail that became a great addition to the party also was there, free to enjoy. This event was specially designed by this company for the client that has trusted them with the credit matter.

This company has successfully got that many clients because of their service provide all solutions for credit problem. For example, they provide the experienced consultant that can give the clients useful advice for repairing their credit problem. Moreover, these consultants also will always assist the client in order to improve the credit score.

Basically, Creditmergency isn’t only providing a service for repairing the bad credit problem. They also take the service to the next level with their way to improve their client credit score. With more 25 years of experience, it’s not surprising that they can do that flawlessly. And, this is the main reason why they can get 5000 monthly active clients, and capable of holding a big event to celebrate this achievement.

About Creditmergency.com

Creditmergency.com is the leader in the credit repair industry in the United States. They have 25 years of experience in this industry. Moreover, they also have a team of professionals that can help to solve the bad credit problem as well as enhance client credit’s FICO rating.

For Media Inquiries

Joe Vargas

433 Plaza Real, Suite 275

Boca Raton, Fl 33432

Phone: 800-203-4172

Website: Creditmergency.com

How big data is helping small businesses get finance.

Getting a small business loan can be an extreme hazzle. Paperwork, meetings, bureaucracy and the process can often take several months. But, according to the founder of GrowthBond Ferdinand Kjaerulff, it doesn't necessarily have to be this difficult. In fact, it is vital for economic growth in emerging market that we solve this problem.

Ferdinand's company is one of a number of fintech startups opening up financial systems, replacing old traditional systems with fast, easy-to-use, apps and services.

Ferdinand has worked with technology startups for the last fifteen years, covering everything from 3D technology, Freelancing and e-learning. In 2018 he founded GrowthBond, which helps small business get funding more easily. GrowthBond provides funding to small businesses - many of whom would fail to get credit from larger, traditional banks - not by spending months reviewing their financial histories, but by using what Ferdinand describes as a more efficient, automated platform. The company, at which Ferdinand is now head of operations, offers up to $50,000 in credit to small business

GrowthBond takes the same kind of data used by banks to ascertain whether a small business is eligible for funding, but uses automated systems to manage the process. Customers give the company access to the Facebook, Google, paypal and Stripe data. GrowthBond then connects and analyses these data sources to provide funding.

GrowthBond mainly targets small businesses left on the sidelines by big banking institutions, but it also works to give customers in traditionally ignored economies such as Kenya and Gambia funding.

Ferdinand Kjaerulff

ferdinand@growthbond.biz

0045 22320214

www.growthbond.co

The Sky’s The Limit Credit Repair to Give a Solution as a Bridge the Gap with Credit Repair

Bad credit is not only saddening for punishment probably given but also for bad image. The Sky’s The Limit Credit Repair gives some great solutions for bad credit and image recovery.

March 28, 2019: Making loans is chosen by many people to solve some of their financial problems. Especially when they need to buy goods or fulfill their needs that cannot be covered by their salary. However, with the high interest rates commonly given, those borrowers must face a bigger problem. Poor credit scores can have a very negative impact on your financial health and can result in higher interest rates, denial of loan applications, and more. If it is bankruptcy along with a bad credit, there might be no other solution to fix it unless joining a credit repair program.

The Skys's the Limit Credit Repair is one of the companies working in the area of bad credit and other similar problems. They help with credit recovery by helping to eliminate negative items from credit reports. Items such as late payments, liens, foreclosures, repossession, student loans, medical bills and more.There are some steps that clients must complete when joining the program. Like obtaining and providing their three credit bureau reports, and the free telephone consultation to get started.

Step one is a consultation session where the client will provide their 3-bureau credit reports (Equifax, Experian & TransUnion). There is discussion regarding the client's financial situation, and what they are hoping to achieve with credit repair? Next, the client and agent will identify the specific items on the clients' credit reports that may be erroneous, inaccurate negative information, items pass the statute of limitations: aged items, late payments, liens, foreclosures, repossessions, and more. After analyzing the credit reports, The Sky's the Limit Credit Repair will directly start the process of repairing their clients credit. They are filing the appropriate disputes and communications with creditors, bureaus or collectors to remove the inaccurate items. This process is repeated in 30-45 days. The process can take anywhere from 1-6 months, depending on the number of disputes The Sky's The Limit Credit Repair needs to make on your behalf. The average client usually completes the credit repair process in about 3-6 months. In this way, clients are able to recover from bad credit scores.

The Sky's The Limit Credit Repair also partners with a Real Estate Agent in the Greater Tampa Bay Area. If you are in the Tampa, Florida surrounding areas, and are dreaming of buying a home, but your credit score needs a little boost - The Sky's The Limit Credit Repair will put you on the path towards achieving your dream. The Sky's The Limit Credit Repair will work on raising up your FICO Score. While the partnered Real Estate Agent will assist with your dream of home ownership.

There are some reasons why people choose “The Sky's the Limit Credit Repair”. Good credit can save you thousands of dollars by allowing you to qualify for low interest rate mortgages, auto loans, credit cards, and more. Unfortunately, most people choose to live with bad credit rather than be proactive and make a change to improve their credit. Approximately 110 million Americans (50% of the population with credit files) have had their credit file negatively affected in some way. “The Sky's The Limit Credit Repair” has helped clients qualify for low interest rate mortgages, auto loans, credit cards, and more, by improving their credit scores.Their service also features a Personalized Online Dashboard With Credit Score Tracker, credit monitoring in 24/7. This helps with negative items not going unnoticed on your credit reports, and lowering the clients credit scores.

About The Sky's the Limit Credit Repair

The Sky's The Limit Credit Repair is a company that works in the area of credit repair. This provides a solution regarding client' poor credit scores. They work by obtaining the credit reports, analyzing the reports, and communicating with the 3- bureaus, creditors, and or collectors. By joining this company, clients are able to pay off their debts more cheaply and easily, and see improved credit scores.

“The Sky's The Limit Credit Repair” prides themselves on continuous effective, professional, and legal credit repair services to their clients. Integrity, results, honesty and customer satisfaction are of the utmost importance for the company. They are always eager to help and answer any questions which you may have.

Their package plans are:

Monthly Membership - $69.99 a month

> Get started immediately for just $19.00 > Pay as you go, just $69.99 a month > Credit Repair disputes - 3 per month. > Status updates. > Monthly monitoring of all three credit reports. > Unlimited disputes with the 3-credit bureaus, creditors, or collectors while a member. > Cease and Desist Letters - Strategies are used to ask abusive debt collectors to cease and desist. > Tips and tools to maintain your new credit scores. > Cancel anytime. No risk.Just the best results possible.

> Partnered Greater Tampa Bay Area Real Estate Agent, if needed. ($69.99 fees do not include any fees associated with the services of the realtor).

Flat Rate Membership -

> Don't like monthly fees. > Complete six to nine month service just $415.00 > One Flat Rate > We analyze your Credit Reports and select the inaccurate or erroneous items to be corrected. > Credit Repair disputes - 3 per month. > Status updates. > Three rounds of dispute letters sent to the 3-bureaus, creditors, or collectors. > Tips and tools to maintain your new credit scores. > Partnered Greater Tampa Bay Area Real Estate Agent, if needed. ($415.00 fees do not include any fees associated with the services of the realtor). > Your satisfaction is guaranteed.

**If needed, we will re-submit dispute letters until all erroneous, inaccurate negative items are corrected. There is an extra fee of $69.99 per month**

**Student Loan / Medical Bill Disputes are a additional $125.00 each**

For Media Inquiries The Sky's the Limited Credit Repair https://www.theskysthelimitcreditrepair.com/. 1-877-983-REPAIR

Zero Parallel Launches OnlinePersonalLoans.com

The short-term loan affiliate network, Zero Parallel, has launched its online personal loan website, OnlinePersonalLoans.com.


Zero Parallel is an affiliate network and works specifically with both affiliates and lenders. The company is building on its success within the payday loan industry. The payday loan industry has changed over the past few years and their experience at the forefront of the industry has positioned them in a unique position. The company is now building on its success within the payday loan industry with OnlinePersonalLoans.com and its offering of personal loans.


OnlinePersonalLoans.com understands the importance of personal loans, and a result, puts convenience first with its straightforward web design. The website offers personal loans within the range of $15,000. In many cases, consumers who need financing need money with a short turnaround time. OnlinePersonalLoans.com caters to these individuals by offering them the resources that they need.


User-Friendly Design
In a constantly evolving world, where convenience is of utmost important, OnlinePersonalLoans.com simplifies the process of registering for a loan. The website features a user-friendly design with customizable search options; instead of visiting a physical store, users can now search and register for personal loans from the comfort of their own home or via their smartphone. The once-complicated process is now made simpler with OnlinePersonalLoans.com.


Search Options
The increasing popularity of mobile now means that consumers are exploring their options with how they connect with lenders. Those in need of personal loans are less interested in spending their time behind a computer. The rise of mobile, therefore, has contributed to the structure of OnlinePersonalLoans.com. In the information age, more and more consumers want to connect with lenders directly. OnlinePersonalLoans.com sees to this desire by creating options for its consumers. In addition to the fact that consumers can start their application immediately, consumers also have the option of speaking with a lender directly as well as comparison shopping lenders based on their individual needs. The fact that consumers are already on their smartphones looking for personal loans means they are minutes away from connecting with a live lender who can help them with any questions that they may have.


Flexibility
The process of registering for a personal loan is undoubtedly made simpler with OnlinePersonalLoans.com, but the flexibility that comes with the funds that you receive is added bonus. In many cases, funds are available in a short amount of time, usually as quickly as the next business day. In addition, financing with OnlinePersonalLoans.com means you can use your funds for a variety of reasons. This means you aren’t tied down with one specific way you want to use your funds.


Those with medical expenses, bills, or even those who simply have found themselves in a tight spot, can utilize a personal loan with OnlinePersonalLoans.com. In addition, a personal loan with OnlinePersonalLoans.com is a no-collateral loan, which means you are putting up any property or assets for the loan. In this sense, there is a great deal of flexibility with the way you use your money obtained from a personal loan. It’s also a sense of freedom for those who simply need extra cash in a short amount of time.
Benefits

• OnlinePersonalLoans.com provides online convenience -- everything a consumer needs is in front of them

• The registration process takes minutes

• The approval process is quick and easy

• The funding from online personal loans can be used for unexpected expenses

ZERO PARALLEL
Zero Parallel is a short-term affiliate network designed with experience and dedicated in its delivery of excellence. Zero Parallel makes use of a proprietary lead tracking system, which ensures industry-leading payouts. Please visit www.ZeroParallel.com for more information.



Contact:
Name: Sergey, Adress: 505 N. Brand Blvd., Suite 1450 Glendale, CA 91203
Phone: 855.295.4386

Luigi Wewege founder of Vivier Group interviewed by Mario Schulzke founder of IdeaMensch on being an entrepreneur

ORLANDO, FLORIDA – 13 April 2015

FOR IMMEDIATE RELEASE

Luigi Wewege is the founder of Vivier Group and CEO of its Auckland based financial services arm Vivier & Co. Luigi explains to IdeaMensch how the idea for the company came about and discusses certain things learnt along the way.

Firstly where did the idea for Vivier Group come from?

The Global Credit Crunch had relatively little effect on the New Zealand banking sector. In part, this fortunate stability was a result of the health of the country’s financial market and lending sector, which always faced much sterner regulation and control than many other countries during the boom years between 2002 and 2007. 

For such reasons, since the 1990s, New Zealand has been the destination of choice for global investors, who have been well rewarded for their faith. Particularly, those from countries such as Japan and China, who flocked to place their household savings in New Zealand, have since received interest rates well above their domestic offerings.

It became apparent to me in late 2013 that many global investors wanted to enjoy the attractive rates offered from New Zealand, without exposing themselves to exchange rate risk and thus the idea for Vivier Group was born.

What does your typical day look like and how do you make it productive?

It always starts with a coffee due to being predominantly a night owl. I am at my most productive when it’s quiet and I can work without interruptions and distractions. To allow the latter to occur I during the day, endeavour to check in with international staff members as they come online via their respective time zones and go over any pressing issues they may have.

How do you bring ideas to life?

Business plans, costing sheets, financial forecasts, etc… etc… people can spend an exceptional amount of time theorizing their ideas further but for me if the idea does not come close to certain indicators from the get go then they are not worth pursuing. Although when they do it’s all about creating a clear strategy and bringing in the right team members in order to execute.

What’s one trend that really excites you?

For me it has to be the onset of digital banking firms and I find it fascinating how it’s forced larger retails banks to increase their pace of digital adoption. As established banks cannot stop client attrition to agile start-ups and niche players, these banks are now beginning to think more like disruptors, obsessing about consumer experience and using digital technology to avoid being totally outflanked by new entrants or established competitors.

This interview first appeared on IdeaMensch.com and you may find the remainder of the interview here: https://ideamensch.com/luigi-wewege

About Mario Schulzke:

Mario Schulzke is the founder of IdeaMensch, a community he started to help people bring their ideas to life. He is the AVP of Marketing at his alma mater the University of Montana where he also teaches in the business school. Before, Mario spent 10 years managing digital strategy teams at ad agencies up and down the West Coast.

About IdeaMensch:

IdeaMensch is a community supported resource for entrepreneurs from across the world. Our mission is to help entrepreneurs bring their ideas to life, and a big part of that is by having entrepreneurs share their stories with us via our interviews.

About Luigi Wewege:

Luigi Wewege is the founder of Vivier Group and the Managing Director of Vivier Mortgages (a Dublin, Ireland based home loan company), as well as CEO of its Auckland based financial services arm, Vivier & Co, a boutique Financial Service Provider in New Zealand, offering no-cost, above average returns for investors.

About Vivier Group:

Vivier Group is the global umbrella organisation of the Auckland based Vivier & Co and Vivier Investments, the London based Vivier Developments & Vivier Home Loans, and the Dublin based Vivier Mortgages.

For more information please contact:

Name: Vivier Group
Contact: Media Relations Manager
Email: press@viviergroup.com
Phone: +64 9 889 3998
Website: http://www.viviergroup.com

Luigi Wewege, Managing Director of Vivier Mortgages gives his opinion on Ireland’s current housing market

DUBLIN, IRELAND – 25 February 2015

FOR IMMEDIATE RELEASE

Curbing price volatility in the housing market is an ongoing challenge for governments.  Clearly, in order to stabilise house prices, supply and demand must be brought into equilibrium. The difficulties inherent in achieving this goal are illustrated by Ireland’s economic travails over the past decade. 

During the heady days of the ‘Celtic Tiger’, property developers embarked on a building frenzy, their expansionary drive fuelled by three factors: the availability of almost limitless credit, the flow of cheap labour from Eastern Europe and an apparently buoyant property market. However, too many of these building schemes were not brought to fruition. The onset of the recession and the accompanying credit crunch which it triggered forced many developers to abandon their projects. The landscape of Ireland is now littered with ‘ghost estates’, abandoned, unoccupied or unfinished. They have been declared economically unviable and have consequently been flagged for demolition. Compounding the difficulties in the housing sector, the lax mortgage credit criteria have also led to a cascade of defaults amongst existing mortgage holders, thus creating an unprecedented wave of house repossessions.

A priority of paramount importance for governments in shaping social policy these days is, undeniably, the provision of quality housing for its citizens.  One legacy of the 2008 financial crisis, however, is an acute shortage of housing.  As a supply shortage inevitably drives an upward spiral in prices, this is reflected in the housing market. During 2014, house price inflation across Ireland has vacillated between 8% and 20%.  Galloping ahead of the rest of the country, house prices in Dublin increased by 20%, whilst nationally the rate averaged out at 13% to 14%.  These increases in prices show marked variations from county to county.  In the last quarter of 2014, the year-on-year changes recorded per county were: Donegal 0.1%; Cavan 1.5%; Monaghan 5.2%; Louth 11.4%; Longford 12.2%; Roscommon 9.7%; Wicklow 18.8%: Cork City 12.2%; Limerick City 2.8%; Dublin City Centre 27.1%; South County Dublin 17.9% and North County Dublin 15.9%.

According to analysts, the five factors impacting on house prices are credit, expectation, income, supply and demographics.  Of these variables, changes in credit and expectation are most likely to induce changes in house prices. Harnessing this recognition, the Central Bank has established new regulations that place quantitative ceilings on the proportion of mortgages at high loan-to-value ratio and on the proportion of mortgage lending at high loan-to-income ratio. According to the Central Bank, this change in macro-prudential policy in the real estate sector will have a dual effect: increasing the resilience of the banking and household sectors to financial shocks, and dampening the pro-cyclical dynamics between property lending and housing prices. 

In practical terms, the new regulations mean that first-time residential buyers can borrow as much as 80% of the property price or even 90%, up to a limit of €220,000, plus 80% of any amount beyond it.  The scope of these caps also extends to housing loans secured on residential property in the state, as well as to equity-release/top-up mortgages.  What it does not cover is the refinancing of a house loan or loans that have been negotiated for the purpose of addressing arrears of payments.

Although the regulations have been welcomed by property analysts, there has been a current of dissent. Opponents of the restrictions, whilst conceding that they may have the desired effect of moderating house inflation, argue that the measures may also foster a concomitant escalation of rental prices.  They predict that a rising demand curve for rented accommodation will have the inevitable consequence of luring speculators into the market thereby destabilising house prices and posing a threat to first-time buyers.

About the Author

Luigi Wewege is the founder of Vivier Group and the Managing Director of Vivier Mortgages (a Dublin, Ireland based home loan company), as well as CEO of its Auckland based financial services arm, Vivier & Co, a boutique Financial Service Provider in New Zealand, offering no-cost, above average returns for investors.

Vivier Mortgages

Vivier Mortgages is a Dublin, Ireland based home loan company that has specialised in secured property lending, principally for domestic mortgages and building projects, for nearly twenty years.  The company,   having recently become part of Vivier Group, is currently looking for new opportunities in Ireland, in the areas of property acquisition, redevelopment and regeneration.

Vivier Group

Vivier Group is the global umbrella organisation of the Auckland based Vivier & Co and Vivier Investments, the London based Vivier Developments & Vivier Home Loans, and the Dublin based Vivier Mortgages.

Media Contact

Company Name: Vivier Mortgages
Contact Person: Media Relations Manager
Email: press@viviergroup.com
Phone: +353 1 697 1353
Country: Ireland
Website: http://www.viviermortgages.com