The Importance of Diversification

Diversification is the key to successful investing. All successful investors build portfolios that are widely diversified

“Don’t put all of your eggs in one basket!” You’ve probably heard that over and over again throughout your life…and when it comes to investing, it is very true. Diversification is the key to successful investing. All successful investors build portfolios that are widely diversified, and you should too!

Diversifying your investments might include purchasing various stocks in many different industries. It may include purchasing bonds, investing in money market accounts, or even in some real property. The key is to invest in several different areas – not just one.

Over time, research has shown that investors who have diversified portfolios usually see more consistent and stable returns on their investments than those who just invest in one thing. By investing in several different markets, you will actually be at less risk also.

For instance, if you have invested all of your money in one stock, and that stock takes a significant plunge, you will most likely find that you have lost all of your money. On the other hand, if you have invested in ten different stocks, and nine are doing well while one plunges, you are still in reasonably good shape.

A good diversification will usually include stocks, bonds, real property, and cash. It may take time to diversify your portfolio. Depending on how much you have to initially invest, you may have to start with one type of investment, and invest in other areas as time goes by.

This is okay, but if you can divide your initial investment funds among various types of investments, you will find that you have a lower risk of losing your money, and over time, you will see better returns.

Experts also suggest that you spread your investment money evenly among your investments. In other words, if you start with $100,000 to invest, invest $25,000 in stocks, $25,000 in real property, $25,000 in bonds, and put $25,000 in an interest bearing savings account.

http://www.sandeepkashyap.com

Contact:

Sandeep Kashyap
www.sandeepkashyap.com
sandeepkashyapr@gmail.com
+919164504901

Sandeep Kashyap Bangalore, Sandeep Kashyap Hassan,

Sandeep Kashyap IBM GPS, Sandeep Kashyap IBM Global Process Services,

Sandeep Kashyap Linkedin, Sandeep Kaashyap Facebook,

Sandeep Kashyap Google Plus

CEO of Vivier & Co, Luigi Wewege believes New Zealand’s economic growth represents a massive opportunity for investors in 2015

The start of the year is a great time for all investors to consider whether their current investment mix is still suitable – after reviewing their circumstances and any changes that may be needed for future planning.

Investors sometimes retain portfolios they haven’t reviewed for a number of years. Yes, decisions were appropriate when first put in place. But perhaps personal situations have changed. For instance, an inheritance may have been received, which could have an impact on retirement planning. Perhaps a relationship break-up has significantly reduced overall assets. Or maybe the world economic outlook has led to better opportunities. Any number of matters could have changed since you last reviewed your portfolio. These could significantly affect your time-frame - or indeed your goals.

With an excellent track record in handling past financial crises, New Zealand is a safe haven for investments. Although highly regulated, it has some of the most reliable economic and fiscal policies in the world. When coupled to some of the highest interest rates amongst developed nations, it’s little wonder that the country has a reputation as the jurisdiction of choice for investors.

New Zealand’s economy grew by 3.4% last year. That was the largest increase in ten years and - according to analysts - the country promises even more growth this year, when the economy is expected to grow by a full 4%. Moreover, New Zealand is expected to be enjoying its first budget surplus in seven years, a remarkable situation, compared with other countries.

New Zealand’s favourable position is widely expected to lead to major tax reductions for low and middle income earners, amounting by 2017 to NZ$1.5 billion, together with a prudently controlled debt and a growing economy. It is undoubtedly New Zealand’s excellent economic policies that have taken overall business confidence index to a recent high of 30.4. With current fiscal policies likely to continue in the same successful fashion, they indicate a welcome opportunity for the investment community. Shouldn’t that include you?

Amongst those taking most advantage of the country's positive business environment is the financial sector. It’s already becoming one of the most attractive of all for investment. The NZX50 was up 17.0 per cent last year, a stellar performance, against a 16.5 per cent increase in 2013 and 24.2 per cent in the bumper year before that.

Over the last decade, the New Zealand market has delivered an average annual return of no less than 6.7 per cent. However, the last three years have been exceptional. In 2015, investors remaining alive to the opportunities should expect the same outstanding returns.

About the Author

Luigi Wewege is the founder of Vivier Group & CEO of its Auckland based financial services arm Vivier & Co. He is also the Managing Director of its sister companies Vivier Investments, Vivier Developments, Vivier Home Loans and Vivier Mortgages.

Vivier & Co

Vivier and Company Limited (‘VCL’) is registered in New Zealand under number: 1130618. VCL is a member of Financial Services Complaints Limited a New Zealand Government approved Dispute Resolution Scheme, and maintains an insurance policy with Standard and Poor's A+ rated insurers, providing a NZD2,000,000 indemnity on any one claim/loss in the aggregate.

For further details, please contact

Press at Vivier Group

Level 31, Vero Centre, 48 Shortland Street Auckland 1010, New Zealand

+64 9 889 3998

press@viviergroup.com

https://vivierco.com

Wall Street Guru “2015 Could Be A Killer Year For Stock Market”

Details :

Brisbane, Queensland - Australia

Denny Smith

61412825791

Press release :

Wall Street Guru “2015 Could Be A Killer Year For Stock Market”

Chip Smith, A Leading financial Market Analyst from http://sentiment-trader.blogspot.com says factors like cheaper oil, low interest rates and inflation could drive markets up by 10 percent this year. It certainly hasnt started that way, but things do have a way of working out like they did last year when the market took a dive in January only to be followed by months of rallying. All it will take is some good news, which right now is lower oil, higher company earnings, and lower inflation.

With Interest rates being suppressed chip said 2015 could be “A Killer year from equities and the stock market” its the perfect excuse for investors and institutes to gravitate towards stocks with good yeilds with good annual profits. This is exactly what happened in 2014 and could repeat again this year

The S&P 500 is currently trading at 2014 or 3.5% down from the highs of last year. The question on the lips of many investors right now is this just a dip before higher prices, or is this the start of a crash or something even more sinister. What the average investor is not thinking about is that since 2009 the stock market has nearly tripled. Not only did it recover from the 2008 devastating financial GFC crash, but its has gone even higher, and then some. This is a move not seen since 1920’s right before a major market meltdown wiped off about 80% of its value in just a few days.

Chip today told his members “There are no guarantees, but we have lots of data to go off, and some very interesting patterns are starting to rear their heads, both technically and fundamentally” Basically hinting that these patterns only occur before major movements on the market.

Chip has done well over the years and uses a contrarian approach to trading the stock market and reached out to his investors today to explain what is going on. He accurately predicted the 2008 stock market crash 3 months before it happened. Last week he gave some of his knowlege and longer term projections and predictions at his blog - http://sentiment-trader.blogspot.com.au/p/vip-elite-group-trial.html  where he gave his 3 secrets to trading a bull market, that we seem to be in right now. He also hinted at

why investors should be careful in 2015. There is much talk about the Federal Reserve and their ability to start raising interest rates in 2015. But at this stage, they keep bluffing, Janet Yellen has not done anything, or even hinted that this will be a mandatory move. “Right now it is nothing more than chinese whispers”. Chip said.

The S&P 500 finally pierced 2040 on Monday, a level Chip has been talking about for months. Many laughed at his prediction, but now after hitting 2040 today most people are stunned and amazed. Chip

said today “As long as the central banks remain accommodative we think that will not really put much pressure on the market!” You can see his latest predictions here => 

http://sentiment-trader.blogspot.com.au/p/vip-elite-group-trial.html 

 

We will get some important macro data points this week: durable goods, the second revision to second-quarter GDP, capital goods, Case Shiller and the Richmond Fed Survey. But remember, volumes are low, so moves can be exaggerated

— the real tone and sense of the latest move will be re-visited in early September.

Most people are not in tune with the market right now, and most think that a crash is due, because the market has gone up too high in the last few years. Chip was quoted as saying “Bull markets do not just decide to stop one day, or in a week, and then crash to ground zero. The current bull market is no different and there is a ways to go yet, in my opinion”

Chips studies and recommendations are said to be the best around, as he has a select criteria and a secret strategy. This gives him the a leading edge and ability to predict market movements before they happen, and his track record he seems to be a man who knows what he is talking about, as he has gained much media attention and also been sort after by many wall street traders, highly elite investors and fortune 500 companies for his services in the last several years.

Chip has a fantastic track record and normally charges $7000 USD fees for his training, however he has opened his private VIP trading network for the next 7 days, FREE OF CHARGE at http://sentiment-trader.blogspot.com.au/p/vip-elite-group-trial.html where Chip shows investors what the big guys on wall street are looking at and why they are always profitable.  

About The Sentiment Trader 

Chip Smith is a full time trader, well renowned for his accuracy in calling stock market movements before they happen. He trains amateur investors and fortune 500 companies in see where the big opportunities lie with individual stocks, S&P 500, commodities, crude and other vehicles on the market. For more Please visit- http://sentiment-trader.blogspot.com

13th Enlightment Films Announces the DECEPTION Horror Feature Film

Trapped in the city with no way out they fight and try to escape as they uncover the horrific truth behind the government’s plans.

Reading, PA  – January 13, 2015 – DECEPTION Is based in the year 2016 when a small city in Pennsylvania has reached a financial crisis. Businesses are going bankrupt, schools and malls are closing down, the crime rate is at its highest and the city is on the verge of a great depopulation. Homeland security has built a massive wall around Reading, PA and surrounding counties. The residents of the areas are told the wall was built to protect the people from a natural disaster that's soon to occur. A group of friends soon realize after a series of unexplainable explosions and hospitals reaching maximum capacity that they are being deceived by the government. Before they can take action the city is terrorized by mutated flesh eating humans. Trapped in the city with no way out they fight and try to escape as they uncover the horrific truth behind the government’s plans.

13th Enlightment Films recently finished writing their first screenplay DECEPTION and they are ready to take it to the next level of filming their first independent film! It makes them both nervous and excited to know that they will be shooting their first major independent film in two months. Their goal is to raise $20,000 until March 25 2015. This money will allow them to cover costs of location permits/fees as well as transportation, food for cast and crew, and promotion and advertising. While they are able to come up with some of the money by themselves, they are not currently working due to a heavy schedule. With no constant source of income it has been difficult to collect enough money to fully finance this film.

About 13th Enlightment Films

13th Enlightment Films is an independent production company that started on May 6th 2014. Our team works fulltime creating online content. We are currently working on designing for our t-shirt brand and producing with other companies and artists. As emerging actors/actresses and filmmakers we hope to continue to improve our craft grow as a company and reach people positively with our work.

The power inherent in the number 13 is neither ''good'' nor ''bad''. Power is just energy untill utilized. Its power is one of the reasons for its negative reputation. Those who do not resonate with its vibrations find the vibes to be an obstacle and will certainly experience negative circumstances in their lives. 13 represents the basic triad, 1-2-3 as self -partnership-group. The individual digits in the number 3 add up to the number 4, which represent building a foundation for the future. The number 13 has the foundational vibration of humanity. Resonating with the vibrations of the number 13 can result in profound understandings.  The knowledge can be used for good or for evil, as past masters of the knowledge have demonstrated -- the wizards and witches and magicians of lore. The use of that understanding to gain what was unwanted by others or to gain control over others may be another reason for the numbers negative reputation. Everything is balanced. When something can be used for good, it can be used for bad. With a number as powerful as 13, the effects can be dramatic and profound and can have a long-lasting ripple effect into the future.

To learn more about 13th Enlightment Films or to help contribute to their film, please visit:

http://www.gofundme.com/DECEPTIONFEATURE

Contact

Jer EL

13th Enlightment Films

Reading, PA

www.13thenlightmentfilms.com/

Announcing the Campaign to Help a Struggling Family Get Back on Their Feet

Help the Contreras family break the cycle of financial hardship and find a safe home for their children.

Sacremento, CA – January 12, 2015 – The Contreras, a family of five, consists of two loving parents and three wonderful daughters ages 4,5, and 13. The family became homeless on 9-6-14 after being evicted due to an unexpected change in management, resulting in their losing their home in favor of tenants better able to afford a higher rent.

The family moved their belongings to Sacremento, CA, and quickly found themselves having car trouble. Their van is no longer safe to drive and exists primarily to hold their limited personal belongings. It has become a difficult task to find parking for the vehicle that will not result in tickets or towing.

While Mr. Contrera's husband's job will eventually turn into full time, and raises will apply after six months, both parents are currently only able to work part-time. Covering food, shelter or transportation is becoming more and more difficult. 

The family is asking for donations that will cover a variety of needs:  As the family applies for new housing, they will need to cover the cost of application fees, deposits, and first few months rent. The other funds would go towards getting a new used mini van. The monies received will allow the Contreras family to afford food, clothing and provide just enough to cover monthly rent.

As a family with 2 very young children, and one in middle school, Mrs. Contreras is growing increasingly more concerned about their safety and wellbeing. Finding schooling has been unsucessful due to their temporarily homeless state, and they have been forced to live in areas that are rife with crime.

A very hard working family, the Contreras are deeply grateful for every penny that can be donated to their cause. Their children need your help!

To LEARN MORE about the Contreras family, or to help support his GoFundMe campaign, please visit:

http://www.gofundme.com/jd5pms

Contact

Laveda Contreras

Sacramento, CA

http://goo.gl/n8p7Mh

Announcing the Campaign to Help Christos Pittis Develop a Professionally Based Video Studio

Help provide the funds to expand the capabilities of a professional to extract expert knowledge into video.

Nicosia, Cyprus  – January 12, 2015 – As author of the books “How To Get An Excellent Website At a Lower Cost” and “Accounting Skills a Business Person Must Have (Beginner’s Level),” Christos Pittis demonstrates the entrepreneurial savvy he has shared with thousands of professionals, start-up businesses and fellow entrepreneurs. Mr. Pittis is seeking the funds to expand his video studio in order to interview entrepreneurs and start-up owners and create entrepreneurship courses based on the knowledge gained from these interviews.

As a Greek-Cypriot entrepreneur and accounting teacher born in Cyprus, his academic credentials include degrees in Economics and Management, with a Post Graduate Diploma in Management from the Mediterranean Institute of Management in Cyprus. In the business arena, Pittis has worked around the world in senior-level positions as a Business Solutions Consultant, including projects in Dubai, Cyprus, Lebanon and Egypt. He also played an integral role for seven years in the implementation of Microsoft Dynamics NAV (Navision), and founded his own educational organization and a business-oriented blog.

He is married with two children, and lives in Nicosia, Cyprus.  Needed is the funds for professional production equipment and the ability to cover related expenses that will allow Mr. Pittis to produce video – echo sound filters, cameras, microphones, Teleprompters, and much more.

What You Get in Return:

1.Lifetime access to the course materials Mr. Pittis has already released on Udemy.com, the largest destination for online courses.

2. An illustrative pic of Mr. Pittis interviewing some famous entrepreneur or vc.

3. e-books written by the author himself for FREE

4. The opportunity to have a Udemy course developed for you

6. Host donor's name, photo and website address in the Hall of Fame section of my website

Thank you for considering this campaign.

To LEARN MORE about this project, or to help support this indiegogo campaign, please visit:

https://www.indiegogo.com/projects/create-video-studio

Contact

Christos Pittis

Nicosia, Cyprus

www.christospittis.com/

Announcing the Campaign to Help an Australian Women's & Children's Shelter

Help provide a safe haven for women and children in regional Queensland, Australia.

Brisbane, Queensland, Australia  – January 11, 2015 – A non-profit organisation providing shelter for women and children in their time of need is looking for funds to make their shelter sustainable.

The shelter consists of 4 houses sitting together on one acre in a small town in regional Queensland where women and their families can come and stay when they need to seek refuge.

The women and families who use this shelter can come from anywhere. The location is within one hours drive from a major regional airport. To help make it easier for the families who many need help, the shelter will assist with the cost of flights for any person in need.

The cause for this shelter runs deep. The cycle of violence and despair is difficult to escape, and their goal  is to give those dependent upon on the shelter every chance possible to start again in a safe and secure location. With the four houses, each consisting of 3 bedrooms, they are able to accomodate women on their own, or even whole families in need. The location chosen for the shelter is far removed from where these families have come, and provides peace and quiet in a quietly supportive small community with all amenities including a local police station for support.

Needed is the funds to keep the program going, and allow the shelter to provide free accomodations to both patrons and volunteer staff. The seeds to this program are already secured through a a generous donation of partial ownership of this property to the group running the shelter, and the first two houses are ready  for occupation. Volunteers are generously helping to run the program and are also provided free accomodation. While there is no cost to any woman or family staying with us, the shelter is relying on the support of donors to make this sustainable.

Any assistance, however small, will help to keep this program going.

Thank you.

                 

To LEARN MORE about the shelter, or to help support this GoFundMe campaign, please visit:

http://www.gofundme.com/seekingshelter

Contact:

Seeking Shelter

Brisbane, Queensland, Australia

http://goo.gl/IJdIq0