Thecondorgroup.com’s Pride In Trivandrum, 'Cyber Gardens Cassia' Is All Set To Welcome Families Indoors.

Help a Former Hedge Fund Analyst Create a Monthly Newsletter to Teach Adults and Children How to Manage their Finances

San Francisco, CA – January 27, 2015 – Noh-Joon Choo and his company, S&C Messina, have long been successful in the hedge fund market. While working on Wall Street, Choo and his partners felt it was their duty to leave their careers to study and replicate Warren Buffett's extremely successful financial strategies. With 10+ years of collective experience in the market, Choo and his partners now feel obliged to share and demystify finance for everyone on Main Street, young and old.

Choo's goal is to develop a monthly newsletter and a website to educate kids and adults alike about the basics of financial literacy. As experts in the field, they are well aware of the big words used by financial advisors and finance professionals, and want the average person (and child) be able to feel both comfortable and responsible with their own financial future.

The newsletters will tap into the lessons, mistakes and experiences that have picked up along the way by the members of S&C Messina, as they strive to replicate the Warren Buffett and Berkshire Hathaway strategy.

About  Noh-Joon Choo

Mr. Choo graduated from Yale in 2006, majoring in Political Science w/ a concentration in International Relations. Following a distinguished college career, he then worked in investment banking in New York at Lazard and GLC Advisors from 2007-2011. Later experience was gained in public & pre-IPO equity financing at Lazard in addition to distressed debt and restructuring advisory in Chapter 11 corporate bankruptcies at GLC Advisors.

Mr. Choo worked as an analyst on the founding team of 3 Twelve Capital, that launched in 2011 as a $180 million start-up, multi-strategy, event-driven hedge fund.

After the winding down of 3 Twelve Capital, Mr. Choo left the hedge fund industry in December 2012 to study and understand the Berkshire Hathaway business model. It is through this experience that Mr. Choo and his team members have begun this Kickstarter project. 

Team members have CFA, P&C insurance agent licenses and years of asset management, insurance and C-level executive management experience.

To donate to this cause or find out more information, please visit their Kickstarter page:

https://www.kickstarter.com/projects/716490723/warren-buffett-30-bringing-wall-street-to-main-str

Contact

Noh-Joon Choo

San Francisco, CA

njchoo@gmail.com

http://www.scmessina.com

7 Key Things to Know About Pre-Purchase Home Inspections

7 Key Things to Know About Pre-Purchase Home Inspections

Obtaining a home inspection is an important part of the process of purchasing a house. It arms you with the knowledge you need to determine whether or not you wish to purchase the home. The inspection is performed by professionals trained in residential construction codes as it relates to major components and systems of the house. Your home inspector will give you an expert opinion about the structural integrity as well as the condition of major working systems such as plumbing, heating, and the electrical systems of the house based upon a visual examination. He will inform you about the major defects in the home so that you don’t have any unpleasant surprises. If the house needs a lot of repairs and replacements, you will incur high costs on yourself after moving in. Being aware of the condition of the home you are considering well in advance will help you make a better decision.

Why Would I Need a Home Inspection Before I Buy a House?

Purchasing a home is the single largest investment most Americans will make. So they must proceed carefully so that their hard-earned money is spent at the right place. A professional home inspection helps you become an informed buyer capable of making intelligent choices.

What Does a Home Inspector Look For?

“The purpose of a home inspection is to look for material defects of a property—things that are unsafe, not working, or that create a hazard,” according to Kurt Salomon, president of the American Society of Home Inspectors and an inspector based in Salt Lake City. A home inspector gives you the big picture analysis of the house. He mainly points out the major problems in the house associated with structural soundness and crucial systems. As a home buyer, you definitely expect a lot from a home inspector but the reality is that their job is limited and they can’t look into everything and predict future complications.

What Can I Expect from a Pre-Purchase Home Inspection?

The job of a home inspector is primarily to give you the big picture analysis of the house.  His main focus is to detect the issues related with the structure's integrity and the working of the major systems of the house. Home inspectors don’t do any sort of destructive testing and you can’t expect them to give you the details of every nail, wire and pipe in the house. Their inspections are visual, so if anything is hiding out of site they will not be able to detect it.

The report prepared by them is supposed to be taken as an overall view about the house and shouldn’t be taken as a guarantee that major systems of the house won't ever need repair. As it is obvious that every house needs regular maintenance to stay in good condition, you must keep in mind that no house is perfect and there might be some issues beyond your home inspector’s report.

What Should I Consider Before Hiring a Home Inspector?

Though home buyers expect a lot from home inspectors, the fact is that their job is limited. As stated earlier, they can’t furnish you the details of every little thing in the house. So it is recommended that you take care of certain things yourself by being an alert and informed buyer. By doing so you can be more assured of the safety and desired working of the crucial systems of the house. Also, it will save you from incurring heavy costs resulting from unexpected expenditures post-purchase. When you consider hiring a professional home inspector, you are advised to ask him certain questions such as how much experience he has in the field of home inspection, whether he has any expertise in child safety, environmental-friendliness or any other issue relevant to you and your family. For instance, when you are considering a home with a swimming pool, the home inspector should have expertise in pool safety.

Look For the Hazards.

It is recommended to identify common hazards yourself before you move into a house. Check whether the space between railings is narrow or wide enough for babies to crawl and fall through. Also make sure that the gates enclosing the backyard pool are at least six feet tall so that they remain inaccessible to children.  Take care to protect yourself and your family against environmental toxins such as lead paint, asbestos, and radon, which are dangerous for the health of your family and can be costly to remove. If you are alert about such issues, you can ask the seller to pay fully or partially for the abatement or removal of such toxins.  Also check whether the electrical systems of the house are working properly or need any repairs or replacements.  If you find any upgrades are necessary for the same, again ask the seller to get them done or split the costs with you.

Home Inspectors May Customize the Checklist According to the Case.

A home inspector may customize his checklist depending upon the specific needs of a buyer. For example, if a couple with young children is purchasing the house, the home inspector may be more attentive to associated safety issues. On the other hand, in the case of the couple with no children, child safety issues may not be significant and home inspector will likely not bring it to the buyers’ notice. Also, if there is a particular area that you are especially concerned with, like how old the electrical system is, you can ask him to pay special attention to that system. Do bear in mind, however, that the checklist the inspector has developed for pre-purchase home inspections has years of experience and some government oversight behind it.

What Options are there after the Home Inspection?

 After the inspection is complete and the report handed over to you, you can assess your options. If you find the report satisfactory, you can go ahead with the purchase. If you find there are certain issues which need to be addressed, you can discuss the same with the seller and resolve them . Perhaps you can get the seller to fix the issues prior to purchase, or negotiate the asking price of the home down to cover the cost.  And at last, if the report is not satisfactory and you feel the deal is not worth your hard-earned money, opt out of it.

For more information on what is involved in our pre-purchase home inspections, visit http://www.sfloridahomeinspection.com/services/pre-purchase-inspection/ or call (561) 818-5593.

Why New Zealand is considered an economic success story and a safe haven for investors

Unlike many larger OECD countries, New Zealand did not suffer the severe recession that hit most of its peers.  Many investors and others wondered why and this was largely due to the strict banking and lending standards that New Zealand has in place. This regulatory environment meant that the subprime loan market, which caused the recession, didn't affect the country, since New Zealand had virtually no subprime market to begin with. When a country’s banks are not making risky loans, the effects from an economic slowdown are not nearly so severe as they inevitably must be in other countries that do have an unsound subprime loan market.

New Zealand enjoys other financial advantages from which its investors profit.  The economy of the country is diverse.  Moreover, its central government has successfully positioned its economy as a global leader amongst smaller nations.  In the currency exchange market, this has constantly held true. New Zealand’s comparative advantage is maintained, even as the U.S. economy improves.  Likewise, the currency has gained as well and in fact, the currency of New Zealand is considered the  second best performer against the U.S. dollar among 16 major peers tracked by Bloomberg in 2014, with gains approaching 4%: unlike others, such as Canada, which suffered the biggest loss at -3.6%.

Recently, New Zealand’s dollar has further benefited from a Central Bank that in 2014 became the first in the developed world to raise interest rates since 2011.  At the same time, an economic revival is currently in progress, boosting its currency.  It is also noteworthy that New Zealand’s currency has been unaffected by plummeting oil prices.  That is largely due to the fortunate fact that the country is not nearly as commodity-dependent and resource-reliant as are so many others.

The land of the Kiwi has a vibrant export economy – dairy production being its flagship export commodity. The developing world has a thirst for increased dairy usage and New Zealand’s economy will be the beneficiary of this for many years to come. New Zealand is also very stable politically, as well as financially, and it enjoys one of the highest standards of living of any OECD country. There is very little corruption and both ruling parties are centrist in ideology.   Thus, no wild policy swings can be expected if the government changes.

According to Luigi Wewege, CEO of boutique Auckland, New Zealand investment firm Vivier & Co: "New Zealand not only offers investors a secure place to deposit their money but also financial returns that far exceed what’s available in most Western countries.” Luigi adds that: “Unsurprisingly, we’ve seen a global uptake in investors who want to enjoy the attractive rates New Zealand offers, without undue exposure to exchange rate risk."

Due to New Zealand’s relative close proximity to Asia, too, it has long been considered a safe haven for investors from Asia’s developed countries, particularly China and Japan. These investors are also attracted to the country’s lifestyle, with its good schools, low crime rate and clean environment.  New Zealand in turn counts China as its largest export market, and speculation is rife that policy- makers there will take emergency steps to stimulate the struggling Chinese economy and in so doing give a further boost to New Zealand’s strong dollar.

New Zealand’s economic success story offers investors peace of mind, knowing that they can invest safely, and with high confidence in their yield outpacing that of comparable investments virtually anywhere else in the world.

About the Author

Jay Douglas writes exclusively for the Los Angeles and Santa Monica Business Examiner. Jay is also the founder and Owner of Prediction Tracking which was started in early 2009 as a way of measuring the results of prognostications, who too often make forecasts with little accountability on whether they're accurate or not. Prediction Tracking posts interesting predictions in a myriad of categories, and then tracks events concerning the future.

About Examiner.com

Established in 2008, Examiner.com has revolutionized the creation of original content at scale through tens of thousands of freelance contributors and its own national editors. We are a multifaceted media company with over 17 million monthly unique visitors to our consumer website and dozens of high-profile clients through our custom content solutions, OnTopic.com.

About Luigi Wewege

Luigi Wewege is the founder of Vivier Group & CEO of its Auckland based financial services arm Vivier & Co. He is also the Managing Director of its sister companies Vivier Investments, Vivier Developments, Vivier Home Loans and Vivier Mortgages.

Vivier & Co

Vivier and Company Limited (‘VCL’) is registered in New Zealand under number: 1130618. VCL is a member of Financial Services Complaints Limited a New Zealand Government approved Dispute Resolution Scheme, and maintains an insurance policy with Standard and Poor's A+ rated insurers, providing a NZD2,000,000 indemnity on any one claim/loss in the aggregate.

For further details, please contact

Press at Vivier Group

Level 31, Vero Centre, 48 Shortland Street Auckland 1010, New Zealand

+64 9 889 3998

press@viviergroup.com

https://vivierco.com

SOLAR ENERGY BOOTCAMP ANNOUNCES NEW SOLAR ENERGY JOB - TRAINING - PILOT - PROGRAM FOR AMERICA’S VETERANS

Newark, California – January 19, 2015 - In Honor Of Veterans Day and the Rev. Dr. Martin Luther King Jr. Holiday, Solar Energy Bootcamp Announced Today, It Will Train And Hire 5,000 American Veterans, Over The Next 5 Years, To Be ‘SOLAR ENERGY SPECIALIST’.

Recently, The White House Announced, That Starting This Fall, The Federal Government Will Begin Training 50,000 American Veterans over the Next 5 Years To Be Solar Energy Installers.

Industry Association Experts And Industry Data suggest Solar Energy is, and will continue to be, one of the Fastest Growing Career Fields for Veterans in history. The Field Is Huge and Business is BOOMING!

A Spokesperson for Solar Energy Bootcamp said:  “We do two things:

We Teach Skills That Serve America’s Veterans For A Lifetime.

We Match Ready To Work American Veterans To In Demand Jobs.

And Our Philosophy is Simple:

"Give A Man Or Woman A Fish And They Eat For A Day,

Teach Them How To Fish And They Eat For A Lifetime"

 

When students leave the Solar Energy Bootcamp, in roughly 12 weeks, they will have learned a skill that supports a career and a family, and not just a job. A Career They Can Be Proud Of.

Solar Energy Bootcamp helps to lay a solid foundation for students entering the industry and for those continuing on to learn other areas of the Solar Energy Industry Including Advanced Skills. 

Solar Energy Bootcamp’s intensive 12 week full time training, will help prepare students for careers in the solar industry as installers, sales professionals, system designers, system inspectors, and other solar-related occupations. 

For Complete Details: http://www.solarenergybootcamp.org

To Learn More or to help contribute to the Solar Energy Bootcamp - Crowdfunding Campaign:

https://www.indiegogo.com/projects/solar-energy-bootcamp-for-veterans

 

Contact: 

James O. Mason, Founder/CEO

Newark, California 94560 USA

650-521-1475

The Importance of Diversification

Diversification is the key to successful investing. All successful investors build portfolios that are widely diversified

“Don’t put all of your eggs in one basket!” You’ve probably heard that over and over again throughout your life…and when it comes to investing, it is very true. Diversification is the key to successful investing. All successful investors build portfolios that are widely diversified, and you should too!

Diversifying your investments might include purchasing various stocks in many different industries. It may include purchasing bonds, investing in money market accounts, or even in some real property. The key is to invest in several different areas – not just one.

Over time, research has shown that investors who have diversified portfolios usually see more consistent and stable returns on their investments than those who just invest in one thing. By investing in several different markets, you will actually be at less risk also.

For instance, if you have invested all of your money in one stock, and that stock takes a significant plunge, you will most likely find that you have lost all of your money. On the other hand, if you have invested in ten different stocks, and nine are doing well while one plunges, you are still in reasonably good shape.

A good diversification will usually include stocks, bonds, real property, and cash. It may take time to diversify your portfolio. Depending on how much you have to initially invest, you may have to start with one type of investment, and invest in other areas as time goes by.

This is okay, but if you can divide your initial investment funds among various types of investments, you will find that you have a lower risk of losing your money, and over time, you will see better returns.

Experts also suggest that you spread your investment money evenly among your investments. In other words, if you start with $100,000 to invest, invest $25,000 in stocks, $25,000 in real property, $25,000 in bonds, and put $25,000 in an interest bearing savings account.

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CEO of Vivier & Co, Luigi Wewege believes New Zealand’s economic growth represents a massive opportunity for investors in 2015

The start of the year is a great time for all investors to consider whether their current investment mix is still suitable – after reviewing their circumstances and any changes that may be needed for future planning.

Investors sometimes retain portfolios they haven’t reviewed for a number of years. Yes, decisions were appropriate when first put in place. But perhaps personal situations have changed. For instance, an inheritance may have been received, which could have an impact on retirement planning. Perhaps a relationship break-up has significantly reduced overall assets. Or maybe the world economic outlook has led to better opportunities. Any number of matters could have changed since you last reviewed your portfolio. These could significantly affect your time-frame - or indeed your goals.

With an excellent track record in handling past financial crises, New Zealand is a safe haven for investments. Although highly regulated, it has some of the most reliable economic and fiscal policies in the world. When coupled to some of the highest interest rates amongst developed nations, it’s little wonder that the country has a reputation as the jurisdiction of choice for investors.

New Zealand’s economy grew by 3.4% last year. That was the largest increase in ten years and - according to analysts - the country promises even more growth this year, when the economy is expected to grow by a full 4%. Moreover, New Zealand is expected to be enjoying its first budget surplus in seven years, a remarkable situation, compared with other countries.

New Zealand’s favourable position is widely expected to lead to major tax reductions for low and middle income earners, amounting by 2017 to NZ$1.5 billion, together with a prudently controlled debt and a growing economy. It is undoubtedly New Zealand’s excellent economic policies that have taken overall business confidence index to a recent high of 30.4. With current fiscal policies likely to continue in the same successful fashion, they indicate a welcome opportunity for the investment community. Shouldn’t that include you?

Amongst those taking most advantage of the country's positive business environment is the financial sector. It’s already becoming one of the most attractive of all for investment. The NZX50 was up 17.0 per cent last year, a stellar performance, against a 16.5 per cent increase in 2013 and 24.2 per cent in the bumper year before that.

Over the last decade, the New Zealand market has delivered an average annual return of no less than 6.7 per cent. However, the last three years have been exceptional. In 2015, investors remaining alive to the opportunities should expect the same outstanding returns.

About the Author

Luigi Wewege is the founder of Vivier Group & CEO of its Auckland based financial services arm Vivier & Co. He is also the Managing Director of its sister companies Vivier Investments, Vivier Developments, Vivier Home Loans and Vivier Mortgages.

Vivier & Co

Vivier and Company Limited (‘VCL’) is registered in New Zealand under number: 1130618. VCL is a member of Financial Services Complaints Limited a New Zealand Government approved Dispute Resolution Scheme, and maintains an insurance policy with Standard and Poor's A+ rated insurers, providing a NZD2,000,000 indemnity on any one claim/loss in the aggregate.

For further details, please contact

Press at Vivier Group

Level 31, Vero Centre, 48 Shortland Street Auckland 1010, New Zealand

+64 9 889 3998

press@viviergroup.com

https://vivierco.com

Wall Street Guru “2015 Could Be A Killer Year For Stock Market”

Details :

Brisbane, Queensland - Australia

Denny Smith

61412825791

Press release :

Wall Street Guru “2015 Could Be A Killer Year For Stock Market”

Chip Smith, A Leading financial Market Analyst from http://sentiment-trader.blogspot.com says factors like cheaper oil, low interest rates and inflation could drive markets up by 10 percent this year. It certainly hasnt started that way, but things do have a way of working out like they did last year when the market took a dive in January only to be followed by months of rallying. All it will take is some good news, which right now is lower oil, higher company earnings, and lower inflation.

With Interest rates being suppressed chip said 2015 could be “A Killer year from equities and the stock market” its the perfect excuse for investors and institutes to gravitate towards stocks with good yeilds with good annual profits. This is exactly what happened in 2014 and could repeat again this year

The S&P 500 is currently trading at 2014 or 3.5% down from the highs of last year. The question on the lips of many investors right now is this just a dip before higher prices, or is this the start of a crash or something even more sinister. What the average investor is not thinking about is that since 2009 the stock market has nearly tripled. Not only did it recover from the 2008 devastating financial GFC crash, but its has gone even higher, and then some. This is a move not seen since 1920’s right before a major market meltdown wiped off about 80% of its value in just a few days.

Chip today told his members “There are no guarantees, but we have lots of data to go off, and some very interesting patterns are starting to rear their heads, both technically and fundamentally” Basically hinting that these patterns only occur before major movements on the market.

Chip has done well over the years and uses a contrarian approach to trading the stock market and reached out to his investors today to explain what is going on. He accurately predicted the 2008 stock market crash 3 months before it happened. Last week he gave some of his knowlege and longer term projections and predictions at his blog - http://sentiment-trader.blogspot.com.au/p/vip-elite-group-trial.html  where he gave his 3 secrets to trading a bull market, that we seem to be in right now. He also hinted at

why investors should be careful in 2015. There is much talk about the Federal Reserve and their ability to start raising interest rates in 2015. But at this stage, they keep bluffing, Janet Yellen has not done anything, or even hinted that this will be a mandatory move. “Right now it is nothing more than chinese whispers”. Chip said.

The S&P 500 finally pierced 2040 on Monday, a level Chip has been talking about for months. Many laughed at his prediction, but now after hitting 2040 today most people are stunned and amazed. Chip

said today “As long as the central banks remain accommodative we think that will not really put much pressure on the market!” You can see his latest predictions here => 

http://sentiment-trader.blogspot.com.au/p/vip-elite-group-trial.html 

 

We will get some important macro data points this week: durable goods, the second revision to second-quarter GDP, capital goods, Case Shiller and the Richmond Fed Survey. But remember, volumes are low, so moves can be exaggerated

— the real tone and sense of the latest move will be re-visited in early September.

Most people are not in tune with the market right now, and most think that a crash is due, because the market has gone up too high in the last few years. Chip was quoted as saying “Bull markets do not just decide to stop one day, or in a week, and then crash to ground zero. The current bull market is no different and there is a ways to go yet, in my opinion”

Chips studies and recommendations are said to be the best around, as he has a select criteria and a secret strategy. This gives him the a leading edge and ability to predict market movements before they happen, and his track record he seems to be a man who knows what he is talking about, as he has gained much media attention and also been sort after by many wall street traders, highly elite investors and fortune 500 companies for his services in the last several years.

Chip has a fantastic track record and normally charges $7000 USD fees for his training, however he has opened his private VIP trading network for the next 7 days, FREE OF CHARGE at http://sentiment-trader.blogspot.com.au/p/vip-elite-group-trial.html where Chip shows investors what the big guys on wall street are looking at and why they are always profitable.  

About The Sentiment Trader 

Chip Smith is a full time trader, well renowned for his accuracy in calling stock market movements before they happen. He trains amateur investors and fortune 500 companies in see where the big opportunities lie with individual stocks, S&P 500, commodities, crude and other vehicles on the market. For more Please visit- http://sentiment-trader.blogspot.com