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Tuesday, January 27, 2015

Announcing the Campaign to Help a Struggling Law Student Pay His Tuition



Help Sandler Ernst pay his tuition and stay out of debt

Atlanta, GA – January 28, 2015 – In January, young Sandler Ernst received a 162 on the December LSAT (85th percentile). All of a sudden,  doors opened up for Sandler. However, he came across a harsh reality. He might not be able qualify for the massive student loans that would be needed in order to pay for law school. Sandler has been forced to put approximately 2,900 dollars on several credit cards just to be able to live. Recently, Sandler was fortunate to have landed a job as a legal assistant. However, this position does not make nearly enough to settle the debt by the time Sandler would need to apply for loans. Due to this income, it will take years to pay back. Anything will help.

Sandler plans to be an Adoption attorney when he graduates law school. As an adopted child, Sandler feels that it is important to provide others the same opportunities that were provided to him. Good and ethical adoption attorneys help society by placing babies with loving families.

By helping to pay of his debt, you will allow Sandler to pursue his goal of making the world a better place.

As indicated below, Sandler Ernst is a hard-working student who has a history of being an exceptional study with lofty goals after graduation.
To LEARN MORE about Sandler Ernst, or to help support his GoFundMe campaign, please visit:


Contact
Sandler Ernst 
Atlanta, GA

Monday, January 26, 2015

Announcing the Campaign To Educate Adults and Children about the Basics of Financial Literacy



Help a Former Hedge Fund Analyst Create a Monthly Newsletter to Teach Adults and Children How to Manage their Finances

San Francisco, CA – January 27, 2015 – Noh-Joon Choo and his company, S&C Messina, have long been successful in the hedge fund market. While working on Wall Street, Choo and his partners felt it was their duty to leave their careers to study and replicate Warren Buffett's extremely successful financial strategies. With 10+ years of collective experience in the market, Choo and his partners now feel obliged to share and demystify finance for everyone on Main Street, young and old.
Choo's goal is to develop a monthly newsletter and a website to educate kids and adults alike about the basics of financial literacy. As experts in the field, they are well aware of the big words used by financial advisors and finance professionals, and want the average person (and child) be able to feel both comfortable and responsible with their own financial future.
The newsletters will tap into the lessons, mistakes and experiences that have picked up along the way by the members of S&C Messina, as they strive to replicate the Warren Buffett and Berkshire Hathaway strategy.

About  Noh-Joon Choo
Mr. Choo graduated from Yale in 2006, majoring in Political Science w/ a concentration in International Relations. Following a distinguished college career, he then worked in investment banking in New York at Lazard and GLC Advisors from 2007-2011. Later experience was gained in public & pre-IPO equity financing at Lazard in addition to distressed debt and restructuring advisory in Chapter 11 corporate bankruptcies at GLC Advisors.
Mr. Choo worked as an analyst on the founding team of 3 Twelve Capital, that launched in 2011 as a $180 million start-up, multi-strategy, event-driven hedge fund.
After the winding down of 3 Twelve Capital, Mr. Choo left the hedge fund industry in December 2012 to study and understand the Berkshire Hathaway business model. It is through this experience that Mr. Choo and his team members have begun this Kickstarter project. 
Team members have CFA, P&C insurance agent licenses and years of asset management, insurance and C-level executive management experience.

To donate to this cause or find out more information, please visit their Kickstarter page:

Contact
Noh-Joon Choo
San Francisco, CA
njchoo@gmail.com
http://www.scmessina.com

Thecondorgroup.com’s Pride In Trivandrum, 'Cyber Gardens Cassia' Is All Set To Welcome Families Indoors.



Help a Former Hedge Fund Analyst Create a Monthly Newsletter to Teach Adults and Children How to Manage their Finances

San Francisco, CA – January 27, 2015 – Noh-Joon Choo and his company, S&C Messina, have long been successful in the hedge fund market. While working on Wall Street, Choo and his partners felt it was their duty to leave their careers to study and replicate Warren Buffett's extremely successful financial strategies. With 10+ years of collective experience in the market, Choo and his partners now feel obliged to share and demystify finance for everyone on Main Street, young and old.
Choo's goal is to develop a monthly newsletter and a website to educate kids and adults alike about the basics of financial literacy. As experts in the field, they are well aware of the big words used by financial advisors and finance professionals, and want the average person (and child) be able to feel both comfortable and responsible with their own financial future.
The newsletters will tap into the lessons, mistakes and experiences that have picked up along the way by the members of S&C Messina, as they strive to replicate the Warren Buffett and Berkshire Hathaway strategy.

About  Noh-Joon Choo
Mr. Choo graduated from Yale in 2006, majoring in Political Science w/ a concentration in International Relations. Following a distinguished college career, he then worked in investment banking in New York at Lazard and GLC Advisors from 2007-2011. Later experience was gained in public & pre-IPO equity financing at Lazard in addition to distressed debt and restructuring advisory in Chapter 11 corporate bankruptcies at GLC Advisors.
Mr. Choo worked as an analyst on the founding team of 3 Twelve Capital, that launched in 2011 as a $180 million start-up, multi-strategy, event-driven hedge fund.
After the winding down of 3 Twelve Capital, Mr. Choo left the hedge fund industry in December 2012 to study and understand the Berkshire Hathaway business model. It is through this experience that Mr. Choo and his team members have begun this Kickstarter project. 
Team members have CFA, P&C insurance agent licenses and years of asset management, insurance and C-level executive management experience.

To donate to this cause or find out more information, please visit their Kickstarter page:

Contact
Noh-Joon Choo
San Francisco, CA
njchoo@gmail.com
http://www.scmessina.com

Sunday, January 25, 2015

7 Key Things to Know About Pre-Purchase Home Inspections



7 Key Things to Know About Pre-Purchase Home Inspections
Obtaining a home inspection is an important part of the process of purchasing a house. It arms you with the knowledge you need to determine whether or not you wish to purchase the home. The inspection is performed by professionals trained in residential construction codes as it relates to major components and systems of the house. Your home inspector will give you an expert opinion about the structural integrity as well as the condition of major working systems such as plumbing, heating, and the electrical systems of the house based upon a visual examination. He will inform you about the major defects in the home so that you don’t have any unpleasant surprises. If the house needs a lot of repairs and replacements, you will incur high costs on yourself after moving in. Being aware of the condition of the home you are considering well in advance will help you make a better decision.
Why Would I Need a Home Inspection Before I Buy a House?
Purchasing a home is the single largest investment most Americans will make. So they must proceed carefully so that their hard-earned money is spent at the right place. A professional home inspection helps you become an informed buyer capable of making intelligent choices.
What Does a Home Inspector Look For?
“The purpose of a home inspection is to look for material defects of a property—things that are unsafe, not working, or that create a hazard,” according to Kurt Salomon, president of the American Society of Home Inspectors and an inspector based in Salt Lake City. A home inspector gives you the big picture analysis of the house. He mainly points out the major problems in the house associated with structural soundness and crucial systems. As a home buyer, you definitely expect a lot from a home inspector but the reality is that their job is limited and they can’t look into everything and predict future complications.
What Can I Expect from a Pre-Purchase Home Inspection?
The job of a home inspector is primarily to give you the big picture analysis of the house.  His main focus is to detect the issues related with the structure's integrity and the working of the major systems of the house. Home inspectors don’t do any sort of destructive testing and you can’t expect them to give you the details of every nail, wire and pipe in the house. Their inspections are visual, so if anything is hiding out of site they will not be able to detect it.
The report prepared by them is supposed to be taken as an overall view about the house and shouldn’t be taken as a guarantee that major systems of the house won't ever need repair. As it is obvious that every house needs regular maintenance to stay in good condition, you must keep in mind that no house is perfect and there might be some issues beyond your home inspector’s report.
What Should I Consider Before Hiring a Home Inspector?
Though home buyers expect a lot from home inspectors, the fact is that their job is limited. As stated earlier, they can’t furnish you the details of every little thing in the house. So it is recommended that you take care of certain things yourself by being an alert and informed buyer. By doing so you can be more assured of the safety and desired working of the crucial systems of the house. Also, it will save you from incurring heavy costs resulting from unexpected expenditures post-purchase. When you consider hiring a professional home inspector, you are advised to ask him certain questions such as how much experience he has in the field of home inspection, whether he has any expertise in child safety, environmental-friendliness or any other issue relevant to you and your family. For instance, when you are considering a home with a swimming pool, the home inspector should have expertise in pool safety.
Look For the Hazards.
It is recommended to identify common hazards yourself before you move into a house. Check whether the space between railings is narrow or wide enough for babies to crawl and fall through. Also make sure that the gates enclosing the backyard pool are at least six feet tall so that they remain inaccessible to children.  Take care to protect yourself and your family against environmental toxins such as lead paint, asbestos, and radon, which are dangerous for the health of your family and can be costly to remove. If you are alert about such issues, you can ask the seller to pay fully or partially for the abatement or removal of such toxins.  Also check whether the electrical systems of the house are working properly or need any repairs or replacements.  If you find any upgrades are necessary for the same, again ask the seller to get them done or split the costs with you.
Home Inspectors May Customize the Checklist According to the Case.
A home inspector may customize his checklist depending upon the specific needs of a buyer. For example, if a couple with young children is purchasing the house, the home inspector may be more attentive to associated safety issues. On the other hand, in the case of the couple with no children, child safety issues may not be significant and home inspector will likely not bring it to the buyers’ notice. Also, if there is a particular area that you are especially concerned with, like how old the electrical system is, you can ask him to pay special attention to that system. Do bear in mind, however, that the checklist the inspector has developed for pre-purchase home inspections has years of experience and some government oversight behind it.
What Options are there after the Home Inspection?
 After the inspection is complete and the report handed over to you, you can assess your options. If you find the report satisfactory, you can go ahead with the purchase. If you find there are certain issues which need to be addressed, you can discuss the same with the seller and resolve them . Perhaps you can get the seller to fix the issues prior to purchase, or negotiate the asking price of the home down to cover the cost.  And at last, if the report is not satisfactory and you feel the deal is not worth your hard-earned money, opt out of it.
For more information on what is involved in our pre-purchase home inspections, visit http://www.sfloridahomeinspection.com/services/pre-purchase-inspection/ or call (561) 818-5593.


Saturday, January 24, 2015

Why New Zealand is considered an economic success story and a safe haven for investors



Unlike many larger OECD countries, New Zealand did not suffer the severe recession that hit most of its peers.  Many investors and others wondered why and this was largely due to the strict banking and lending standards that New Zealand has in place. This regulatory environment meant that the subprime loan market, which caused the recession, didn't affect the country, since New Zealand had virtually no subprime market to begin with. When a country’s banks are not making risky loans, the effects from an economic slowdown are not nearly so severe as they inevitably must be in other countries that do have an unsound subprime loan market.

New Zealand enjoys other financial advantages from which its investors profit.  The economy of the country is diverse.  Moreover, its central government has successfully positioned its economy as a global leader amongst smaller nations.  In the currency exchange market, this has constantly held true. New Zealand’s comparative advantage is maintained, even as the U.S. economy improves.  Likewise, the currency has gained as well and in fact, the currency of New Zealand is considered the  second best performer against the U.S. dollar among 16 major peers tracked by Bloomberg in 2014, with gains approaching 4%: unlike others, such as Canada, which suffered the biggest loss at -3.6%.

Recently, New Zealand’s dollar has further benefited from a Central Bank that in 2014 became the first in the developed world to raise interest rates since 2011.  At the same time, an economic revival is currently in progress, boosting its currency.  It is also noteworthy that New Zealand’s currency has been unaffected by plummeting oil prices.  That is largely due to the fortunate fact that the country is not nearly as commodity-dependent and resource-reliant as are so many others.

The land of the Kiwi has a vibrant export economy – dairy production being its flagship export commodity. The developing world has a thirst for increased dairy usage and New Zealand’s economy will be the beneficiary of this for many years to come. New Zealand is also very stable politically, as well as financially, and it enjoys one of the highest standards of living of any OECD country. There is very little corruption and both ruling parties are centrist in ideology.   Thus, no wild policy swings can be expected if the government changes.

According to Luigi Wewege, CEO of boutique Auckland, New Zealand investment firm Vivier & Co: "New Zealand not only offers investors a secure place to deposit their money but also financial returns that far exceed what’s available in most Western countries.” Luigi adds that: “Unsurprisingly, we’ve seen a global uptake in investors who want to enjoy the attractive rates New Zealand offers, without undue exposure to exchange rate risk."

Due to New Zealand’s relative close proximity to Asia, too, it has long been considered a safe haven for investors from Asia’s developed countries, particularly China and Japan. These investors are also attracted to the country’s lifestyle, with its good schools, low crime rate and clean environment.  New Zealand in turn counts China as its largest export market, and speculation is rife that policy- makers there will take emergency steps to stimulate the struggling Chinese economy and in so doing give a further boost to New Zealand’s strong dollar.

New Zealand’s economic success story offers investors peace of mind, knowing that they can invest safely, and with high confidence in their yield outpacing that of comparable investments virtually anywhere else in the world.

About the Author
Jay Douglas writes exclusively for the Los Angeles and Santa Monica Business Examiner. Jay is also the founder and Owner of Prediction Tracking which was started in early 2009 as a way of measuring the results of prognostications, who too often make forecasts with little accountability on whether they're accurate or not. Prediction Tracking posts interesting predictions in a myriad of categories, and then tracks events concerning the future.

About Examiner.com
Established in 2008, Examiner.com has revolutionized the creation of original content at scale through tens of thousands of freelance contributors and its own national editors. We are a multifaceted media company with over 17 million monthly unique visitors to our consumer website and dozens of high-profile clients through our custom content solutions, OnTopic.com.

About Luigi Wewege
Luigi Wewege is the founder of Vivier Group & CEO of its Auckland based financial services arm Vivier & Co. He is also the Managing Director of its sister companies Vivier InvestmentsVivier DevelopmentsVivier Home Loans and Vivier Mortgages.

Vivier & Co
Vivier and Company Limited (‘VCL’) is registered in New Zealand under number: 1130618. VCL is a member of Financial Services Complaints Limited a New Zealand Government approved Dispute Resolution Scheme, and maintains an insurance policy with Standard and Poor's A+ rated insurers, providing a NZD2,000,000 indemnity on any one claim/loss in the aggregate.

For further details, please contact
Press at Vivier Group
Level 31, Vero Centre, 48 Shortland Street Auckland 1010, New Zealand
+64 9 889 3998


Sunday, January 18, 2015

SOLAR ENERGY BOOTCAMP ANNOUNCES NEW SOLAR ENERGY JOB - TRAINING - PILOT - PROGRAM FOR AMERICA’S VETERANS



Newark, California – January 19, 2015 - In Honor Of Veterans Day and the Rev. Dr. Martin Luther King Jr. Holiday, Solar Energy Bootcamp Announced Today, It Will Train And Hire 5,000 American Veterans, Over The Next 5 Years, To Be ‘SOLAR ENERGY SPECIALIST’.

Recently, The White House Announced, That Starting This Fall, The Federal Government Will Begin Training 50,000 American Veterans over the Next 5 Years To Be Solar Energy Installers.

Industry Association Experts And Industry Data suggest Solar Energy is, and will continue to be, one of the Fastest Growing Career Fields for Veterans in history. The Field Is Huge and Business is BOOMING!

A Spokesperson for Solar Energy Bootcamp said:  “We do two things:

We Teach Skills That Serve America’s Veterans For A Lifetime.

We Match Ready To Work American Veterans To In Demand Jobs.

And Our Philosophy is Simple:

"Give A Man Or Woman A Fish And They Eat For A Day,

Teach Them How To Fish And They Eat For A Lifetime"
 
When students leave the Solar Energy Bootcamp, in roughly 12 weeks, they will have learned a skill that supports a career and a family, and not just a job. A Career They Can Be Proud Of.

Solar Energy Bootcamp helps to lay a solid foundation for students entering the industry and for those continuing on to learn other areas of the Solar Energy Industry Including Advanced Skills. 

Solar Energy Bootcamp’s intensive 12 week full time training, will help prepare students for careers in the solar industry as installers, sales professionals, system designers, system inspectors, and other solar-related occupations. 

For Complete Details: http://www.solarenergybootcamp.org

To Learn More or to help contribute to the Solar Energy Bootcamp - Crowdfunding Campaign:
 
Contact: 

James O. Mason, Founder/CEO
Newark, California 94560 USA
650-521-1475

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